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Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,803 reviews, last reviewed 27th Mar 2026
452100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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Latest highest rating:

5

Simple easy to use and understand of how much is bor... Simple easy to use and understand of how much is borrrowed and owed Reviewed on: 27th March 2026
Ben N's avatar
Ben N

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12803)

Very good company!

5
They offered one loan straight away and a top up was available after. Reviewed on: 9th February 2026
Gabriella S's avatar
Gabriella S

Very good experience from the customer service.

5
Very good experience from the customer service. I have been given good advise and help with my problem Reviewed on: 9th February 2026
Chike's avatar
Chike

Easy application.

5
Easy application. Good self service website. No issues Reviewed on: 9th February 2026
ROM's avatar
ROM

I needed they give good option and i Got it

5
I needed they give good option and i Got it Reviewed on: 9th February 2026
Gustavo Toschi's avatar
Gustavo Toschi

The apr percentage is very reasonable, online accoun...

5
The apr percentage is very reasonable, online account lets you do pretty much everything. Everytime I’ve called I would receive the best customer service. Reviewed on: 9th February 2026
Ellie T's avatar
Ellie T

So to apply, easy acceptance and very straightforward

5
I was desperate and no one would accept my application until Plata who were my saving grace. Reviewed on: 9th February 2026
Dee's avatar
Dee

Prompt service and self explanatory process

5
Prompt service and self explanatory process Reviewed on: 8th February 2026
Luke Skelly's avatar
Luke Skelly

Was straight forward with no mess around

5
Was straight forward with no mess around Reviewed on: 8th February 2026
Cam H's avatar
Cam H

Highly recommended for loans

5
Easy to apply & the money was in my account the next day. And the online customer account is super easy to use, I changed my payment date online with no problems at all. Reviewed on: 8th February 2026
H M's avatar
H M

I needed this loan for my balloon payment for my car.

4
I needed this loan for my balloon payment for my car. Good rate, fast payout, great communication, great customer service Reviewed on: 8th February 2026
Michelle h's avatar
Michelle h

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