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Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,800 reviews, last reviewed 26th Mar 2026
452000% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

4

Quick and easy to pay loan off quickly Quick and easy to pay loan off quickly Reviewed on: 26th March 2026
Reginald B's avatar
Reginald B

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12800)

Plata personal loan

5
They have helped me when others wouldn’t rates are reasonable customer service was great very helpful. Quick turn around from application to payment being received. Everything was easily setup with no faff. Reviewed on: 4th February 2026
Emma's avatar
Emma

Excellent, but for one anomalous defect . . .

5
My experience thus far, albeit less than two months in, has been almost flawless, easily on a par with that of all previous and present financial services (National Westminster: utterly unsatisfactory; Co-operative: highly satisfactory; Capital One: excellent, efficient, responsible; PayPal: helpful, but quick to debit, very, VERY slow to credit or refund), in that it has been easy, clear, efficient, helpful, responsible and, above all, affordable, fixed, secure: the top-up facility (as on my former Bank of Scotland extendable mortgage, much used as necessary) would seem to be the icing on the cake, but for the fact that no-one can, or will, provide any indication WHATSOEVER as to either its availability, or even the eligibility-criteria ~ no dates, amounts, existing liabilities, circumstances, absolutely nothing WHATSOEVER, declaring it to be "an internal matter", without offering any rationale or explanation; all of which strikes me as regrettable, inexplicable and frankly bizarre ~ why the secrecy? What the jeopardy? To whom the benefit? Incomprehensible, and unsatisfactory . . . ! Reviewed on: 4th February 2026
MONITOR's avatar
MONITOR

Not the best, but not the worst...

3
I think the interest rate is high, but unfortunately there is nothing to be done about that. I am still grateful for their service, however. Reviewed on: 4th February 2026
Elliott L's avatar
Elliott L
Reply from Plata Hi Elliott, Thank you for sharing your feedback with us. We appreciate you taking the time to leave a review and are pleased to read you are grateful for our service. We understand that interest rates can sometimes feel high, and we want to reassure you that our loans are priced to reflect the level of risk involved, while ensuring fairness for all customers. We also make sure our pre‑contract information is clear and transparent, so customers have everything they need to make an informed decision before going ahead with their loan. Kind regards, The Plata Team Response date: 17th February 2026
Plata's logo
Plata

Easy process and great service.

5
Easy process and great service. Hassle free document process and funds within minutes into bank account. Reviewed on: 4th February 2026
Alex's avatar
Alex

Easy to get information from the app.

5
Easy to get information from the app. Reviewed on: 26th December 2025
OLUFEMI A's avatar
OLUFEMI A

Excellent service, needs app

5
Excellent service, fast turn around. Would help to have an app to more easily access accounts Reviewed on: 27th July 2025
Katherine V's avatar
Katherine V

I se now so much comment for plata loan and everyone...

4
I se now so much comment for plata loan and everyone talking for good Reviewed on: 8th June 2025
Russzo J's avatar
Russzo J

Quick, professional I am being supported on time by...

5
Quick, professional I am being supported on time by my solve problems Reviewed on: 1st June 2025
Danuta J's avatar
Danuta J

Fast and easy service, I’m very satisfied

5
Fast and easy service, I’m very satisfied Reviewed on: 30th May 2025
N gh's avatar
N gh

Easy, very simple- didnt have the best credit score...

5
Easy, very simple- didnt have the best credit score so very happy Reviewed on: 23rd May 2025
Antony G's avatar
Antony G

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