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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

Easy and instant, gave a great value and everything...

5
Easy and instant, gave a great value and everything was clearly explained and easy to understand. The repayments were manageable over the time period offered. Reviewed on: 26th February 2026
Tash's avatar
Tash

Very easy process, when I needed it most, even with...

5
Very easy process, when I needed it most, even with bad credit Reviewed on: 26th February 2026
Douglas kirkwood 's avatar
Douglas kirkwood

Slick quick and value for money.

5
Slick quick and value for money. Great application process great customer service Reviewed on: 26th February 2026
Gareth 's avatar
Gareth

Hassle free from start.

5
Hassle free from start. No stress and very helpful Reviewed on: 26th February 2026
allan d's avatar
allan d

Excellent mobile app easy to use

5
Excellent mobile app easy to use Reviewed on: 26th February 2026
Sheila C's avatar
Sheila C

Highly Recommend

5
Very easy and straight forward from start to finish. Friendly prompt professional service. No messing around the money was ok my bank the next day Reviewed on: 26th February 2026
Mark B's avatar
Mark B

The lift I needed, when I needed it most..

5
When I needed financial help Plata came through for me, and for that I am forever grateful. sometimes life does knock you down and you just need a break, Plata gave me that break that allowed me to stand tall again. Reviewed on: 26th February 2026
Grainger's avatar
Grainger

Overall Good. Payment methods need improvement.

3
Overall experience is very good. The only recommendation I would make is to be able to pay by direct debit. Card only payments are not ideal. The application process and deposit of funds was seamless. Reviewed on: 26th February 2026
Ade's avatar
Ade

Overall experience is positive in terms of apr compe...

4
Overall experience is positive in terms of apr competitiveness. Reviewed on: 26th February 2026
chijioke m's avatar
chijioke m

Efficient and helpful need help and they were there...

5
Efficient and helpful need help and they were there with great efficiency. Reviewed on: 26th February 2026
Peter W's avatar
Peter W

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