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Plata: Personal loans reviews

4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13650)

Very easy to apply, quick decision.

5
Very easy to apply, quick decision. Reviewed on: 26th February 2026

Highly recommended

5
I came to Plata following the purchase of my first solo home. It was a renovation property and most of my savings had gone on the house itself. With my previous credit history not being the best, I wasn’t a match for most high street lenders, however with Plata everything was so simple and straightforward and the money was in my bank within hours. This meant getting a new kitchen and started with renovating the whole property didn’t have to wait ! Reviewed on: 26th February 2026

Great chioce

5
I thought i made an excellent choice in applying and accepting a loan from Plata. Customer service was great. I felt I was being assisted by someone who actually cared for my wellbeing and that I was certain I was making the right choice in borrowing. They professionally took me through my affordability process and was pretty straightforward about terms and conditions of my loan.I will definitely recommend borrowing from plata because I didn't feel judged in needing to borrow money. Reviewed on: 26th February 2026

Smooth, simple and hassle free.

5
Smooth, simple and hassle free. No problems in dealing with Plata for my financial services and very easy to use website Reviewed on: 26th February 2026

Best serious company

5
I had dust good experience including the customer and care department Reviewed on: 26th February 2026

Excellent Service.

5
Excellent Service. Good website. Reviewed on: 26th February 2026

Quick decision good lender

5
Quick decision, good customer service Reviewed on: 26th February 2026

Great the best very helpful and reliable

5
Great the best very helpful and reliable Reviewed on: 26th February 2026

Fantastic communication throughout

5
Fantastic communication throughout Reviewed on: 26th February 2026

if your credit is good then you get a chance to loa...

5
if your credit is good then you get a chance to loan with a company like this, my second one now and nearly completed it. Reviewed on: 26th February 2026

Review Plata: Personal loans now

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