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Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,794 reviews, last reviewed 26th Mar 2026
451600% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

The best Applying was easy, money was in my bank the same day, good interest rate Reviewed on: 26th March 2026
Phil Haylor's avatar
Phil Haylor

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12794)

Great nice and easy.

5
Great nice and easy. Took few days to go through but came through in time like they promised Reviewed on: 22nd April 2025
Adam j's avatar
Adam j

It’s quick and easy.

5
It’s quick and easy. It’s also a lot cheaper than other loans companies if you have bad credit! Reviewed on: 22nd April 2025
Connor M's avatar
Connor M

Was easy process to apply and money was sent straigh...

5
Was easy process to apply and money was sent straightaway Reviewed on: 22nd April 2025
Katrina E's avatar
Katrina E

Easy to apply but will never push you over borrow...

5
Easy to apply but will never push you over borrow Reviewed on: 22nd April 2025
Richard J's avatar
Richard J

This has been very easy and quick response

5
This has been very easy and quick response Reviewed on: 22nd April 2025
Annoymous's avatar
Annoymous

I needed a fast loan and Plata did that with bells on!

5
I needed a fast loan and Plata did that with bells on! Reviewed on: 22nd April 2025
Claire J's avatar
Claire J

Customer service was amazing, very fast and dealt wi...

5
Customer service was amazing, very fast and dealt with things in a timely manner. Extremely happy with the service Reviewed on: 22nd April 2025
Wendy B's avatar
Wendy B

Very easy, quick and great affordability.

5
Very easy, quick and great affordability. Reviewed on: 22nd April 2025
Andrew Davies's avatar
Andrew Davies

Quick easy and provides a solution to whatever your...

5
Quick easy and provides a solution to whatever your situation might be Reviewed on: 22nd April 2025
Manisha C's avatar
Manisha C

Easy to use web app, brilliant customer service

5
Easy to use web app, I do wish Plata was on the play/app store. I found customer experience to be brilliant, very friendly and understanding people who don't judge or discriminate you. My only one other critique would be an easy way of showing the settlement amount to help keep you motivated, other then that I'm really happy and glad I chose Plata Reviewed on: 22nd April 2025
Milan's avatar
Milan

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