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Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,782 reviews, last reviewed 25th Mar 2026
450400% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Good efficient and good rates , the process was very... Good efficient and good rates , the process was very straightforward Reviewed on: 25th March 2026
J R's avatar
J R

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12782)

Quick and efficient

5
Plata helped me out on a time where I was struggling for money being pregnant and having the stress of not having money to buy all the baby equipment! Plata came through for me !! Plata was sooo easy to apply and even putting through everything they tell u if u are elegable or not I would definitely recommend. My baby was premature if this money didn't come through my stress would of been high thank u so much Reviewed on: 21st April 2025
Shahida A's avatar
Shahida A

Easy and straightforward

5
The application was easy and straight forward and I got a decision very quickly. The money was paid quickly as well. The online account is easy to use, you can update your payment method, change the date of the payment and more all online so no need to call up. Reviewed on: 21st April 2025
GeeLaurie H's avatar
GeeLaurie H

Very helpful rven through issues they’ve been very h...

5
Very helpful rven through issues they’ve been very helpful Reviewed on: 21st April 2025
Shane C. Parsons's avatar
Shane C. Parsons

Quick and easy. Great customer service.

5
Quick and easy. Great customer service Reviewed on: 21st April 2025
Joanne J's avatar
Joanne J

Responsive, understanding and clear

5
Responsive, understanding and clear Reviewed on: 21st April 2025
HB's avatar
HB

Quick and easy process - still awaiting approval

4
Quick and easy process - still awaiting approval Reviewed on: 21st April 2025
Clare b's avatar
Clare b

So easy to apply.

5
So easy to apply...I received my loan within 2 days with an excellent Apr...extremely happy with the service Reviewed on: 20th April 2025
Christopher balding 's avatar
Christopher balding

good ., very good

3
good .but not have £10000 i Like to borrow Reviewed on: 20th April 2025
Rudolf Horvath 's avatar
Rudolf Horvath

Very good services , very easy and very efficient

5
Very good services , very easy and very efficient Reviewed on: 20th April 2025
Romeo 's avatar
Romeo

Awesome service

5
I start an application and concluded within 24hrs . Before Plata i tried couple of lenders with too much protocols and bureaucracy.Plata service is awesome Reviewed on: 20th April 2025
Austine o's avatar
Austine o

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