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Plata: Personal loans reviews

4.94
Based on 12,776 reviews, last reviewed 25th Mar 2026
449800% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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0%

Latest highest rating:

5

Straight forward, quick and easy Straight forward, quick and easy Reviewed on: 25th March 2026
William H's avatar
William H

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12776)

Easy Procedure

5
Easy and smooth procedure from start to finish Reviewed on: 18th April 2025

Great easy, no hassle or stress.

5
Great easy, no hassle or stress. Reviewed on: 18th April 2025

Awesome experience and swift service

5
Awesome experience and swift service Reviewed on: 18th April 2025

Could not fault

5
Very easy to apply. Quick response. Great customer service when I rang. Could not fault. Reviewed on: 18th April 2025

Very speedy and straight forward process

5
Very speedy and straight forward process Reviewed on: 18th April 2025

Plata provided a straightforward application service...

5
Plata provided a straightforward application service initially, then, a fee months on I required some support due to illness and their team were fantastic. With this in mind, I can confidently recommend them. Reviewed on: 18th April 2025

Excellent services.

5
Excellent services - always available on hand to provide good customer service. Reviewed on: 18th April 2025

Simple and easy digital process from start to finish.

5
Simple and easy digital process from start to finish. Managing your loan is easy on the website, you can see at a glance any upcoming payments as well as your end date Reviewed on: 18th April 2025

Interest rates are a little high, But affordable.

4
Interest rates are a little high, But affordable. Acceptance was speedy and money was in my account within 24 hours. Reviewed on: 18th April 2025

Quick and easy

5
It whole process was quick and easy, the terms were easy to understand and I got a good deal. Reviewed on: 18th April 2025

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