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Plata: Personal loans reviews

4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13650)

Easy to apply, quick response, decision made in mome...

5
Easy to apply, quick response, decision made in moments and quick allocation of funds Reviewed on: 26th February 2026

Quick service, very smooth process

5
Quick service, very smooth process Reviewed on: 26th February 2026

No issues, would recommend!

5
No issues with application or payments, never had any problems where I’ve had to contact customer services. Reviewed on: 26th February 2026

Have had no problems and was simple and easy to appl...

5
Have had no problems and was simple and easy to apply, great customer service Reviewed on: 26th February 2026

Fast and easy - perfect!

5
Easy application process and quick processing. No problems! Reviewed on: 26th February 2026

Very pleased with service and my loan

5
Very pleased with service and my loan Reviewed on: 26th February 2026

Allis good easy to apply and good customer service

5
Allis good easy to apply and good customer service Reviewed on: 26th February 2026

Quick and easy application, lots of clear information

4
Not had to contact Plata for any customer service, however the application process was really easy and quick online. Decision was made quickly and all information was sent over. Plata offered me credit when others wouldn’t and fitted my needs, which again, at the time was exactly what I was looking for. They update me often and logging into my online account is ideal. Reviewed on: 26th February 2026

Excellent service.

5
Excellent service.. The best I've had Reviewed on: 26th February 2026

Seamless people don’t want too much paperwork as we...

5
Seamless people don’t want too much paperwork as we lead busy lives Reviewed on: 26th February 2026

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