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Plata: Personal loans reviews

4.94
Based on 12,759 reviews, last reviewed 25th Mar 2026
448100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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0%

Latest highest rating:

5

Easy to apply Money was in the bank that... Easy to apply Money was in the bank that day Reviewed on: 25th March 2026
Angela herdman 's avatar
Angela herdman

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12759)

Quick easy loans

5
Quick easy loans… perfect, my credit rating is not great but this was an easy way to borrow money quickly Reviewed on: 17th April 2025

Fantastic, easy to manage, peace of mind

5
Fantastic experience, quick credit check and cash paid into account same day. The website is so easy to navigate and track my account. You can also apply for a top-up on this portal after 10 months. Plata finance was able to consolidate two of my outstanding loans to a lower monthly repayment. Reviewed on: 17th April 2025

All good

5
All good very helpful pleasant experience Reviewed on: 17th April 2025

Simple , quick and easy to understand

5
The process through the questions and answers was easy to understand and each step was quick . Their respond to each section was good and quick Reviewed on: 17th April 2025

Very good experience no hassle easy to apply online

5
Very good experience no hassle easy to apply online Reviewed on: 17th April 2025

Good service

5
Easy to understand, efficient, quick and helpful Reviewed on: 17th April 2025

Straight forward / quick process

5
Straight forward / quick process Reviewed on: 17th April 2025

Clear instructions and breakdown

5
Clear instructions and breakdown Reviewed on: 17th April 2025

Simply the best.

5
Great fast and easy to apply money was transferred into my bank the next working day. Reviewed on: 17th April 2025

Excellent service.

5
Excellent service. Helpful staff very convenient Reviewed on: 17th April 2025

Review Plata: Personal loans now

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