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Plata: Personal loans reviews

4.94
Based on 12,752 reviews, last reviewed 25th Mar 2026
447500% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent provider of loans . Excellent provider of loans . Process was easy and fast. Interest rates are spot on. I had a Plata loan before and couldn’t fault them. Would highly r... Read more Reviewed on: 25th March 2026
John Eckersley 's avatar
John Eckersley

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12752)

Quick and simple process.

5
Quick and simple process. Less than 24 hours between application and the money being in my account. Reviewed on: 17th April 2025

Easy to arrange finance, quick and helpful.

5
Easy to arrange finance, quick and helpful. Reviewed on: 17th April 2025

Amazing service and so straight forward

5
Amazing service and so straight forward Reviewed on: 17th April 2025

Efficient and stress free!

5
I applied for a loan and the process was very efficient and stress free. I am very happy with the service provided by Plata. Reviewed on: 17th April 2025

Quick and efficient.

5
Quick and efficient. Would recommend to anyone. Thanks. Reviewed on: 17th April 2025

Great Service

5
It was a very smooth process and they were always there in case I had questions or doubts, great communication. Reviewed on: 17th April 2025

Easy and straight forward with no hassle

5
Easy and straight forward with no hassle Reviewed on: 17th April 2025

I had the option from 5 company for a loan and this...

5
I had the option from 5 company for a loan and this was best value out them all Reviewed on: 17th April 2025

Easy to navigate quick decision and service.

5
Easy to navigate quick decision and service. Reviewed on: 17th April 2025

Good value and quick process

5
The whole process was quick and efficient, with the money hitting my account within hours. The same day! I was able to select the day i would like payments ro come out each month. Reviewed on: 17th April 2025

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