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Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,577 reviews, last reviewed 23rd Mar 2026
430600% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

Plata was easy to apply and offers great loan rates,... Plata was easy to apply and offers great loan rates, easy to use app one of the best loan company's. Reviewed on: 23rd March 2026
Emma w's avatar
Emma w

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
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Zoe
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12577)

Very simple process.

5
Very simple process. Easy to do business wirh and good value for money Reviewed on: 15th April 2025
Mark 's avatar
Mark

Vary helpful talked you right through the applica...

5
Vary helpful talked you right through the application asked if you don't understand anything with the application Reviewed on: 15th April 2025
Andy's avatar
Andy

The best Loan provider and friendly staff, my loan w...

5
The best Loan provider and friendly staff, my loan was approved in a day and deposited in my account the following day. Excellent service Reviewed on: 15th April 2025
Xavier M's avatar
Xavier M

Really quick online application

5
Really quick online application and good communication. Reviewed on: 15th April 2025
ANonymous's avatar
ANonymous

Quick easy and transparent application.

5
Quick easy and transparent application. Decision made within minutes. Reviewed on: 15th April 2025
AS's avatar
AS

Easy application process and excellent customer serv...

5
Easy application process and excellent customer service Reviewed on: 15th April 2025
Samson B's avatar
Samson B

Plata was my go to

5
When I needed the loan, I added all the information required and I was glad that I got the loan. The repayment plan was convenient for me and I never missed a payment. During Christmas I got an email letting me know I could pay earlier if I needed so I don’t forget. I thought that was very thoughtful as people tend to over spend at Christmas and miss payments. I’ve paid off my loan now, however, if I do need one again, I would approach Plata first. Reviewed on: 15th April 2025
VL's avatar
VL

Every step was easy to do.

5
Every step was easy to do. No problems at all Reviewed on: 15th April 2025
Kevin Glasgow's avatar
Kevin Glasgow

Very good

5
Very good and fast. Helpful. I had the money within a few hours. Application process was very easy and straightforward Reviewed on: 15th April 2025
Georgia R's avatar
Georgia R

Easy to apply for a loan quick and convenient!

5
Easy to apply for a loan quick and convenient! Great company!!! Reviewed on: 15th April 2025
liam c's avatar
liam c

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