Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,574 reviews, last reviewed 23rd Mar 2026
430300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Customer service and would recommed Great Customer service and would recommed Reviewed on: 23rd March 2026
Funmi's avatar
Funmi

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (12574)

I had a no hassle experience with plata.

5
I had a no hassle experience with plata. Everything was so simple and straight forward. I was able to settle my loan early which was another bonus for me. Would definitely use then again in the future if I needed to Reviewed on: 15th April 2025
Natalie b's avatar
Natalie b

They helped me to be able rto pay my bills

5
They helped me to be able to pay my bills Reviewed on: 15th April 2025
Hope N's avatar
Hope N

Completely seamless from start to finish.

5
Completely seamless from start to finish. I had to take out the loan for my dogs vet bills as she surpassed the insurance money and it was a stress free as it possibly could be and the money was with me so quickly to try and help save my little girl Reviewed on: 15th April 2025
Jodie b's avatar
Jodie b

Plata were really understanding when they spoke to m...

5
Plata were really understanding when they spoke to me and I outlined why I needed the loan. Although my income is good, I was in a debt spiral I couldn’t get out of. After consolidating debts 6 months ago, I am just about to get on the property ladder. They were a lifeline for me. Reviewed on: 15th April 2025
Sarah S's avatar
Sarah S

The website has good user interface.

5
The website has good user interface. Customer service is prompt very helpful. Reviewed on: 15th April 2025
Sophie T's avatar
Sophie T

Quality service

5
Plata was easy, simple and fast! Reviewed on: 15th April 2025
Alex K's avatar
Alex K

Quick efficient and good rates what more could you need

5
Quick efficient and good rates what more could you need Reviewed on: 15th April 2025
Vickram S's avatar
Vickram S

Fast and easy process to do money in bank straight a...

5
Fast and easy process to do money in bank straight away Reviewed on: 15th April 2025
Mark Hallam's avatar
Mark Hallam

Plata 5*****

5
simple application and speedy approval, money transferred very quickly Reviewed on: 15th April 2025
Julian S's avatar
Julian S

Can't fault them at all.

5
Can't fault them at all. Top service Reviewed on: 15th April 2025
Jaymo 's avatar
Jaymo

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill