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Plata: Personal loans reviews

4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13650)

It has been a smooth online process so far when appl...

4
It has been a smooth online process so far when applying and also settling a small amount early. I think I would tell friends and family about you and how easy the process is to secure a loan at a reasonable repayment rate. It is also really good that I can make small top up repayments to settle my loan faster and that was also very easy to do Reviewed on: 22nd February 2026

No issues with receiving money, no hassle or wait ti...

5
No issues with receiving money, no hassle or wait time, customer support team work almost instant no wait time Reviewed on: 22nd February 2026

They helped me to consolidate debt at a good rate.

5
They helped me to consolidate debt at a good rate. Reviewed on: 21st February 2026

Brilliant service

5
Brilliant service, very understanding of peoples needs and low interest Reviewed on: 21st February 2026

Excellent loan approval, super fast and super easy

5
Excellent loan approval, super fast and super easy Reviewed on: 21st February 2026

Excellent service easy to see on line

5
Excellent service easy to see on line Reviewed on: 21st February 2026

Fast and reliable.

5
Fast and reliable.Easy to monitor the payments progress Reviewed on: 21st February 2026

Simple and easy application

5
Needed a loan badly at the time and plata gave me it, the APR rate was fair and wasn't as high as other places are, they were cheaper than what my bank was offering, I also enjoy the add credit payments to my account for next bill means I can pay it once I'm paid from work and have peace of mind knowing its covered. Reviewed on: 21st February 2026

Very good, easy application strongly recommended.

5
Very good, easy application strongly recommended. Website very good Reviewed on: 21st February 2026

Have used plata loans on two occasions over the last...

5
Have used plata loans on two occasions over the last 5 years. The process has been quick and easy with staff providing excellent customer service from start to finish. Reviewed on: 21st February 2026

Review Plata: Personal loans now

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