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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

Simple and easy application

5
Needed a loan badly at the time and plata gave me it, the APR rate was fair and wasn't as high as other places are, they were cheaper than what my bank was offering, I also enjoy the add credit payments to my account for next bill means I can pay it once I'm paid from work and have peace of mind knowing its covered. Reviewed on: 21st February 2026
Craig Morran 's avatar
Craig Morran

Very good, easy application strongly recommended.

5
Very good, easy application strongly recommended. Website very good Reviewed on: 21st February 2026
Richard m's avatar
Richard m

Have used plata loans on two occasions over the last...

5
Have used plata loans on two occasions over the last 5 years. The process has been quick and easy with staff providing excellent customer service from start to finish. Reviewed on: 21st February 2026
Ashley C's avatar
Ashley C

great rates / customer service

5
Easy to use and friendly service with great rates Reviewed on: 21st February 2026
Joe's avatar
Joe

As I didn't have a great credit score I was accepted...

5
As I didn't have a great credit score I was accepted straight away and within the 9 months of paying my loan back my score has jumped up by 200 points. Which when I apply again I should be able to get a much better APR. Reviewed on: 21st February 2026
John F's avatar
John F

Quick, accurate, competitive, straight forward

5
Quick, accurate, competitive, straight forward Reviewed on: 21st February 2026
PMG's avatar
PMG

Amazing from start to finish and exceptional custome...

5
Amazing from start to finish and exceptional customer service I have recommended several times Reviewed on: 21st February 2026
John l's avatar
John l

no problems here,web pages easy to navigate

5
no problems here,web pages easy to navigate Reviewed on: 21st February 2026
Raymond C's avatar
Raymond C

Fantastic service and friendly staff

5
Fantastic service and friendly staff Reviewed on: 21st February 2026
Gary R's avatar
Gary R

Good provider

5
Plata was good for me. They made everything clear from the start Reviewed on: 21st February 2026
Daniela 's avatar
Daniela

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