Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,565 reviews, last reviewed 23rd Mar 2026
429600% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's super user-friendly service. It's super user-friendly service. Very easy to navigate and update if needed. Reviewed on: 23rd March 2026
Ana B's avatar
Ana B

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (12565)

Good support and easy application.

5
Very easy application process and good support. No judgement in relation to financial situation, quick and easy process. Lots of offers given. Reviewed on: 15th April 2025
Heather N's avatar
Heather N

Easy and very informative and understandable

5
Easy and very informative and understandable Reviewed on: 15th April 2025
Nathaniel S's avatar
Nathaniel S

Easy to arrange and easy to service

5
Easy to arrange and easy to service Reviewed on: 15th April 2025
Stuart M's avatar
Stuart M

Help when I needed it

5
Great customer experience, great customer service and excellent UI. Plata were there to help me when I really needed it Reviewed on: 15th April 2025
Kp's avatar
Kp

Easy to get the loan with but interest rates are high.

5
Plata is good, easy to get the loan with but interest rates might be very high. Reviewed on: 15th April 2025
Andrey S's avatar
Andrey S

Easy and straightforward.

5
Easy and straightforward. Good communication throughout the application process. Reviewed on: 15th April 2025
Robert T's avatar
Robert T

Experience was excellent very quick with payment an...

5
Experience was excellent very quick with payment and very good communication through plata app Reviewed on: 15th April 2025
Mr Hughes 's avatar
Mr Hughes

Loan application and approval

5
The experience from start to finish was very easy. Our approval and required loan was agreed and deposited into our account in a very good timely manner. Reviewed on: 15th April 2025
Maurice S's avatar
Maurice S

Easy to arrange, all information available beforehand.

5
Easy to arrange, all information available beforehand. Regular notifications. Reviewed on: 15th April 2025
Richard W's avatar
Richard W

Easy and quick and received money instantly

5
Easy and quick and received money instantly Reviewed on: 15th April 2025
Steve g's avatar
Steve g

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill