Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,551 reviews, last reviewed 21st Mar 2026
428200% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service So quick and easy, really clear and easy rates and experience. Simple application and quick response with loan application Reviewed on: 21st March 2026
Nicola Edmead 's avatar
Nicola Edmead

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (12551)

My whole experience has been great with pure class,...

5
My whole experience has been great with pure class, they understood the assignments and gave me chances upon chances. The best so far have worked with Reviewed on: 11th April 2025
Ibrahim S's avatar
Ibrahim S

It was a smooth and reassuring process

5
It was a smooth and reassuring process Reviewed on: 11th April 2025
Jessica 's avatar
Jessica

The best loan I have ever had!

5
The best loan I have ever had! Really affordable monthly payments and very little interest. Reviewed on: 11th April 2025
Dana Jones's avatar
Dana Jones

Plata have got to be the most amazing loan provider...

5
Plata have got to be the most amazing loan provider I’ve ever dealt with. They are professional, responsive and responsible. Their website is incredibly easy to navigate and offers additional services such as paying your loan a few days early or offering an instant early repayment figure. I remember when I got the loan from them they were incredibly helpful. Highly recommend Reviewed on: 11th April 2025
Andrew D's avatar
Andrew D

I could not get a loan anywhere else, everyone else...

5
I could not get a loan anywhere else, everyone else rejected me in my desperate moment but Plata rescued and I'm very thankful for them. Reviewed on: 11th April 2025
Dee's avatar
Dee

The experience was very good as response was f...

4
The experience was very good as their response was fast and more quicker than I thought it would be. Reviewed on: 11th April 2025
Irene's avatar
Irene

Loan application

5
Easy to complete. Very straightforward. Reviewed on: 11th April 2025
Jasmine s's avatar
Jasmine s

Really easy to deal with.

5
Really easy to deal with. Transparent and perfect customer service Reviewed on: 10th April 2025
Chris's avatar
Chris

Really quick service, from quote to acceptance to mo...

5
Really quick service, from quote to acceptance to money in your bank. Reviewed on: 10th April 2025
Lisa A's avatar
Lisa A

Quick & Easy.

5
Quick & Easy. Very happy with the service Reviewed on: 10th April 2025
Celumusa's avatar
Celumusa

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill