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Plata: Personal loans reviews

4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13650)

Really quick and easy process and received loan quic...

5
Really quick and easy process and received loan quickly Reviewed on: 11th February 2026

Quick easy straightforward process, sympathetic to...

5
Quick easy straightforward process, sympathetic to a less than perfect credit record, Once verified quick payout Reviewed on: 11th February 2026

Happy experience.

5
Happy experience. Helpful staff. Reviewed on: 11th February 2026

I’ve never had any issues with this company, they ha...

5
I’ve never had any issues with this company, they have kept me informed throughout the entire process. They have also only taken money on the requested day, they have helped me to clear some of my previous debt. Reviewed on: 11th February 2026

Easy to arrange, no hassle.

5
Easy to arrange, no hassle. All sorted online without having to wait on the phone to get through to someone. Reviewed on: 11th February 2026

The process was straightforward and fast

5
The process was straightforward and fast Reviewed on: 11th February 2026

Needed help to pay off credit cards

5
Needed help to pay off credit cards and plata was able to help pay off all loans into one managed payment Reviewed on: 11th February 2026

Very helpful staff and received the money quickly

5
Very helpful staff and received the money quickly Reviewed on: 11th February 2026

Very easy to apply and I received a decision within...

5
Very easy to apply and I received a decision within minutes. Very easy to manage my account online too. Reviewed on: 11th February 2026

There when I needed help

5
I was in need and Plata was there when I needed them. Everything was straight forward from application to funds transfer. No complaints what’s so ever. Reviewed on: 11th February 2026

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