Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 13,641 reviews, last reviewed 8th May 2026
14170% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and easy and supportive team Quick and easy and supportive team Reviewed on: 8th May 2026
Gavin G's avatar
Gavin G

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (13641)

Seamless & great service

5
Seamless with no intruding phone calls. Happy with service from being recommended by Clearscore everything was sent out & explained in detail. Thankyou Reviewed on: 7th April 2026
L M's avatar
L M

Quick, Responsible Lending

5
With Plata, I was able to quickly and easily apply for a loan of £5000 to help pay off my wedding. Despite my credit score needing a bit of work, they did their due diligence and offered me a loan with what I feel is a fair APR. As a result, I’m able to pay the loan back by reasonable monthly direct debits. This made paying off my wedding so much more manageable and stress free - I’ve even been able to spend a little on some nice extras for my guests. To top it off, the money hit my bank account within two hours of my being approved. I’d highly recommend Plata to those needing a bit of extra help. Reviewed on: 7th April 2026
Pamela N's avatar
Pamela N

Lee Scalera - Great company

5
Great company, helped me out many times and excellent customer service Reviewed on: 7th April 2026
Lee S's avatar
Lee S

Easy Acceptance & Quick Decision

5
Easy to set up and quick decision. Reviewed on: 7th April 2026
Ron B's avatar
Ron B

Fast, easy and simple.

5
Fast, easy and simple. Really straightforward Reviewed on: 7th April 2026
Ali's avatar
Ali

More than happy

5
The whole process was quick and easy and Im happy with my loan terms Reviewed on: 7th April 2026
Dawn W's avatar
Dawn W

Experience was easy to apply and understand and alwa...

5
Experience was easy to apply and understand and always felt secure that my details were safe. Reviewed on: 7th April 2026
Stuart L's avatar
Stuart L

Amazing company excellent customer service

5
Amazing company excellent customer service Reviewed on: 7th April 2026
Mohamed S's avatar
Mohamed S

Amazing, money in bank quick decent apr too

5
Amazing, money in bank quick decent apr too Reviewed on: 7th April 2026
Sam Evans's avatar
Sam Evans

Easy stress free.

5
Easy stress free. Money was 8n account next working day. Reviewed on: 7th April 2026
Charlotte 's avatar
Charlotte

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill