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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
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Plata Personal loans reviews (13652)

Loan experience

5
Very easy and hassle free experience Reviewed on: 7th April 2026
Andrew L's avatar
Andrew L

Very efficient service.

5
Very efficient service. Would recommend 100% Reviewed on: 7th April 2026
FC's avatar
FC

Easy application.

5
Easy application. Good rate. Quick decision. Reviewed on: 7th April 2026
Nicola S's avatar
Nicola S

Just taken out a new loan with Plata, very straight...

5
Just taken out a new loan with Plata, very straight forward, communication excellent and manageable monthly paymentd Reviewed on: 7th April 2026
NicolaO's avatar
NicolaO

Easy application, fast pay out, good rate

5
Easy application, fast pay out, good rate Reviewed on: 7th April 2026
CT's avatar
CT

Very easy process, no issues ar all

5
Very easy process, no issues ar all Reviewed on: 7th April 2026
Gary's avatar
Gary

Quick and simple loan application process

5
Quick and simple loan application process Reviewed on: 7th April 2026
Dean L's avatar
Dean L

Good review

5
Good start nice and swift process and affordable payback scheme Reviewed on: 7th April 2026
Josh P's avatar
Josh P

Professional

5
Experience was amazing from start to finish , from filling in the form till getting the funds and staff were amazing , talk me through ever thing and explain so I understood. Reviewed on: 7th April 2026
Pauline A's avatar
Pauline A

Excellent online bank

5
Very easy to apply for loan, however financial checks were thorough Reviewed on: 7th April 2026
Sylvia Lyons's avatar
Sylvia Lyons

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