Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,528 reviews, last reviewed 20th Mar 2026
426200% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use and quick decision. Very easy to use and quick decision. Reviewed on: 20th March 2026
Angella F's avatar
Angella F

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (12528)

Easy quick just what you’re looking for!

5
Easy quick just what you’re looking for! A no hassle leander. Reviewed on: 4th April 2025
Ian b's avatar
Ian b

Really simple application process and great rates!

5
Really simple application process and great rates! Would totally recommend and helped me out so much!! Thank you plata!! Reviewed on: 4th April 2025
Mohammed A's avatar
Mohammed A

Great service

5
Great experience with applying ad getting a loan Reviewed on: 4th April 2025
Smith 's avatar
Smith

Was easy and straightforward, supported and advised...

4
Was easy and straightforward, supported and advised throughout Reviewed on: 4th April 2025
Lorenzo B's avatar
Lorenzo B

Excellent service and very efficient

5
Excellent service and very efficient Reviewed on: 4th April 2025
Mark B's avatar
Mark B

Easy to use, competitive rates

5
Despite having a poor credit rating, Plata offered me a far more competitive rate than other providers. The application was simple and easy to understand. It’s easy to maintain the loan, pay a little extra etc by logging online. Reviewed on: 4th April 2025
Clare C's avatar
Clare C

Great experience, amazing customer care

5
Great experience, they care about the customer not just the money! Great company. Reviewed on: 4th April 2025
Maca's avatar
Maca

Easy application and quick payment.

5
Easy application and quick payment. Excellent online tracking and great reasonable rate. Reviewed on: 4th April 2025
Sham B's avatar
Sham B

Efficient

5
It was there when I needed. Easy to apply, fast answer, and money were almost instant available Reviewed on: 4th April 2025
L D's avatar
L D

Very easy and application was straightforward.

4
Very easy and application was straightforward. Quick hassle free payout. Process from start to finish really well explained and step by step was good Reviewed on: 4th April 2025
Gareth J's avatar
Gareth J

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill