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Plata: Personal loans reviews

4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13650)

Plata provided a straightforward application service...

5
Plata provided a straightforward application service initially, then, a fee months on I required some support due to illness and their team were fantastic. With this in mind, I can confidently recommend them. Reviewed on: 18th April 2025

Excellent services.

5
Excellent services - always available on hand to provide good customer service. Reviewed on: 18th April 2025

Simple and easy digital process from start to finish.

5
Simple and easy digital process from start to finish. Managing your loan is easy on the website, you can see at a glance any upcoming payments as well as your end date Reviewed on: 18th April 2025

Interest rates are a little high, But affordable.

4
Interest rates are a little high, But affordable. Acceptance was speedy and money was in my account within 24 hours. Reviewed on: 18th April 2025

Quick and easy

5
It whole process was quick and easy, the terms were easy to understand and I got a good deal. Reviewed on: 18th April 2025

Plata - plain sailing with a smooth application

5
Smooth hassle free service with a quick decision and good APR. Reviewed on: 18th April 2025

Staff where really friendly and so easy to talk to e...

5
Staff where really friendly and so easy to talk to especially if you have money worry’s they are always happy to assist Reviewed on: 18th April 2025

Extremely straight forward to apply the process was...

5
Extremely straight forward to apply the process was super fast and it all went off without a hitch can't recommend highly enough would definitely use plata again in an instant Reviewed on: 18th April 2025

Seamless transaction from start to finish, excellent...

5
Seamless transaction from start to finish, excellent communication and supportive service. Cannot fault. Reviewed on: 18th April 2025

Excellent service all round, I cannot fault at all.

5
Excellent service all round, I cannot fault at all. The application was easy slick and so quick, I would definitely recommend Plata to my friends and family. Reviewed on: 18th April 2025

Review Plata: Personal loans now

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