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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

Awesome experience and swift service

5
Awesome experience and swift service Reviewed on: 18th April 2025
A O's avatar
A O

Could not fault

5
Very easy to apply. Quick response. Great customer service when I rang. Could not fault. Reviewed on: 18th April 2025
Rachel W's avatar
Rachel W

Very speedy and straight forward process

5
Very speedy and straight forward process Reviewed on: 18th April 2025
Neil G's avatar
Neil G

Plata provided a straightforward application service...

5
Plata provided a straightforward application service initially, then, a fee months on I required some support due to illness and their team were fantastic. With this in mind, I can confidently recommend them. Reviewed on: 18th April 2025
Scott E's avatar
Scott E

Excellent services.

5
Excellent services - always available on hand to provide good customer service. Reviewed on: 18th April 2025
Jessica G's avatar
Jessica G

Simple and easy digital process from start to finish.

5
Simple and easy digital process from start to finish. Managing your loan is easy on the website, you can see at a glance any upcoming payments as well as your end date Reviewed on: 18th April 2025
Scott J's avatar
Scott J

Interest rates are a little high, But affordable.

4
Interest rates are a little high, But affordable. Acceptance was speedy and money was in my account within 24 hours. Reviewed on: 18th April 2025
David 's avatar
David

Quick and easy

5
It whole process was quick and easy, the terms were easy to understand and I got a good deal. Reviewed on: 18th April 2025
Katrina McAleece's avatar
Katrina McAleece

Plata - plain sailing with a smooth application

5
Smooth hassle free service with a quick decision and good APR. Reviewed on: 18th April 2025
Elizabeth D's avatar
Elizabeth D

Staff where really friendly and so easy to talk to e...

5
Staff where really friendly and so easy to talk to especially if you have money worry’s they are always happy to assist Reviewed on: 18th April 2025
Josh's avatar
Josh

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