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Plata: Personal loans reviews

4.94
Based on 12,501 reviews, last reviewed 18th Mar 2026
423700% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
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96%
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4%
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Latest highest rating:

5

Easy to sign up and great customer service so far. Easy to sign up and great customer service so far. Reviewed on: 18th March 2026
JJR H's avatar
JJR H

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12501)

It was simple, start to finish.

5
It was simple, start to finish. The whole process was very quick and easy Reviewed on: 23rd March 2025

Great service quick discussion and transfer

5
Great service quick discussion and transfer Reviewed on: 23rd March 2025

Fast and easy application and money received quickly

5
Fast and easy application and money received quickly Reviewed on: 22nd March 2025

App management

4
Would be good an app to manage your loan easier, otherwise the process and payment all nice and smooth Reviewed on: 22nd March 2025

Experience is very good, it was smooth and easy proc...

5
Experience is very good, it was smooth and easy process the only disadvantage is we can not setup the direct debit Reviewed on: 22nd March 2025

Brilliant customer support service.

5
Brilliant customer support service. Very responsive and attentive. Helped me so much and made me feel comfortable asking for support. Reviewed on: 22nd March 2025

Would Recommend

5
Was recommended by a third party and was accepted although a slightly higher apr i wanted to take the loan gave me the freedom i needed Reviewed on: 22nd March 2025

Interesting and supportive very easy without any has...

5
Interesting and supportive very easy without any hassle. I would share my experience with other people Reviewed on: 22nd March 2025

Efficient

5
The advisors are friendly and very professional. They answer all questions and just make a nice impression on customers. Application process is easy and straightforward. You get a decision fast and cash in your account before uou know it. Very efficientI would definitely recommend Reviewed on: 22nd March 2025

Helpful and understanding customer service team

5
Helpful and understanding customer service team Reviewed on: 22nd March 2025

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