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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

Very easy to use, lots of options to pay your loan f...

5
Very easy to use, lots of options to pay your loan faster. Customer service was great I was in Japan and my card expired and they helped me make a payment without causing me to miss a payment and damage my credit score. Reviewed on: 17th April 2025
Reece K's avatar
Reece K

Smooth and seamless experience.

5
Smooth and seamless experience. Efficient and effective from application through to money in the bank through to ongoing service Reviewed on: 17th April 2025
Nats O's avatar
Nats O

Excellent

4
I am happy to used ,fast service. Reviewed on: 17th April 2025
Sparki's avatar
Sparki

Super quick and efficient!

5
Super quick and efficient! It was super clear and very user friendly! The only thing I would like improved is when making over payments the process of having to call rather than just completing it fully online. Other then that I think it is a great loan provider Reviewed on: 17th April 2025
Kim 's avatar
Kim

Brilliant

5
Applied on the off chance and was accepted with no hassle Reviewed on: 17th April 2025
Mike's avatar
Mike

Quick application and funds.

5
Quick application and funds. Pleased with service. Reviewed on: 17th April 2025
L S's avatar
L S

Application process was clear and easy to follow.

5
Application process was clear and easy to follow. Result received and did not have to wait long for my money to be sent to my bank account. Reviewed on: 17th April 2025
Janet D's avatar
Janet D

Easy and efficient.

5
Easy and efficient. A lender with reasonable interest rates as well. Reviewed on: 17th April 2025
j Green's avatar
j Green

So far my experience has been very good.

5
So far my experience has been very good. I had an issue with my card and Plata customer service was very helpful. Reviewed on: 17th April 2025
Nazare G's avatar
Nazare G

Easy to apply for loan, low rates

5
Easy to apply for loan, low rates Reviewed on: 17th April 2025
Lee b's avatar
Lee b

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