Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,495 reviews, last reviewed 18th Mar 2026
423100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They were very helpful and provided excellent custom... They were very helpful and provided excellent customer service Reviewed on: 18th March 2026
Junior Reganhan's avatar
Junior Reganhan

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (12495)

Offered me a fair loan and helped me massively been...

5
Offered me a fair loan and helped me massively been good and helpful since taking out the loan and no complaints. Would recommend plata to family and friends and consider taking a loan from them again. Very happy Reviewed on: 21st March 2025
Oliver H's avatar
Oliver H

Very friendly staff and explained everything, would...

5
Very friendly staff and explained everything, would recommend very highly Reviewed on: 21st March 2025
Caroline B's avatar
Caroline B

Very quick process of taking the loan out, had no is...

5
Very quick process of taking the loan out, had no issues and was sent over all the information I needed via email. Reviewed on: 21st March 2025
Emma L's avatar
Emma L

Very easy experience with the application and seeing...

5
Very easy experience with the application and seeing how much I have left to pay and how long for is easy to navigate. Reviewed on: 21st March 2025
Sonny's avatar
Sonny

Their customer service is great.

5
Their customer service is great.They listen and give the right advice.They do a good job. Reviewed on: 21st March 2025
Chris M's avatar
Chris M

Does what it says on the tin!

4
The whole process was very quick and easy. Reviewed on: 21st March 2025
Peter H's avatar
Peter H

Easy and fast.

5
Easy and fast. Very straightforward application, easy to apply online. Reviewed on: 21st March 2025
Sharon M's avatar
Sharon M

Easy seamless application process great communications

5
Easy seamless application process great communications Reviewed on: 21st March 2025
BEA CARS LTD's avatar
BEA CARS LTD

Smooth and seamless

5
Smooth and seamless from Inception of the loan application to subsequent repayments. Reviewed on: 21st March 2025
OKNI's avatar
OKNI

Have not needed to utilise Custome service yet but c...

5
Have not needed to utilise Custome service yet but can mostly manage my account myself online Reviewed on: 21st March 2025
Kirsty's avatar
Kirsty

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill