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Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,492 reviews, last reviewed 18th Mar 2026
422800% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

5

Easy website, great customer service Easy website, great customer service Reviewed on: 18th March 2026
L S's avatar
L S

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12492)

Good service

5
Hoping for better rate, but very easy process Reviewed on: 20th March 2025
Monica's avatar
Monica

Easy to apply and quick payment.

5
Easy to apply and quick payment. Website is very useful, including early repayment calculator. Reviewed on: 20th March 2025
CL's avatar
CL

They have been great!

5
They have been great and they the process have been straight forwarf and very quick. Reviewed on: 20th March 2025
Kenisha E's avatar
Kenisha E

The set up was quick and efficient

5
The set up was quick and efficient Reviewed on: 20th March 2025
susie 's avatar
susie

Everything was easy to complete online and the whole...

5
Everything was easy to complete online and the whole process was finished within 30 minutes. Reviewed on: 20th March 2025
Neil's avatar
Neil

I had a great experience with Plata Loan.

5
I had a great experience with Plata Loan. The application was quick and easy, and I got approved fast. Customer service was helpful, and I found the terms fair. Overall, it was a reliable option for my short-term financial needs. Reviewed on: 20th March 2025
Michael H's avatar
Michael H

Very quick and reliable lending.

5
Very quick and reliable lending. Nothing hidden just a trustworthy personal loan. Reviewed on: 20th March 2025
B's avatar
B

simple and easy to apply.

5
simple and easy to apply. very straight forward on how to access your account to keep upto date with payments. Reviewed on: 20th March 2025
Raymond 's avatar
Raymond

Professionalism

5
Customer care was excellent,application process was easy, their APR was lower than other competitors,approval and funds took a few days to arrive in my bank account. I was able to make my purchase and also consolidate my debts quickly. Reviewed on: 20th March 2025
Rehema's avatar
Rehema

I am impressed

5
I am new to Plata and I like that they are not on your case everyday. They send you a gentle payment reminder. Which is all you need Reviewed on: 20th March 2025
Carol K's avatar
Carol K

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