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Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,484 reviews, last reviewed 17th Mar 2026
422000% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Very easy to apply online It was very easy to apply online, got a fast approval, money received very fast. Reviewed on: 17th March 2026
Doru D's avatar
Doru D

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
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Zoe
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12484)

Great for consolidation loans

5
I needed a loan to consolidate other debt and plata had a reasonable interest rate when every other bank was offering rip-off rates. I would definitely recommend. Reviewed on: 20th March 2025
Selma's avatar
Selma

Intuitive, user friendly and easy to apply.

5
Easy to complete the application, the process was user friendly, intuitive and not intrusive. Reasonable rates and I like the monbthly reminder when a payment is due. Reviewed on: 20th March 2025
Brian C's avatar
Brian C

I was able to speak to a real person.

5
I was able to speak to a real person. They were very helpful, and explained everything to me, making me feel well looked after Reviewed on: 20th March 2025
Liz Roberts 's avatar
Liz Roberts

Was so impressed with the efficiency and support ver...

5
Was so impressed with the efficiency and support very quick and straight forward Reviewed on: 20th March 2025
Willoughby B's avatar
Willoughby B

Greta experience!

5
Greta experience! Made the application process very easy to follow Reviewed on: 20th March 2025
Dex B's avatar
Dex B

Good service quick and reliable.

5
Good quick and simple to apply, friendly service hi high interest Reviewed on: 20th March 2025
JP's avatar
JP

Outstanding communication.

5
Excellent communication. Simple application process. Supportive customer services who promptly answer the calls and resolve matters quickly. Straightforward honest lending company Reviewed on: 20th March 2025
Andriy's avatar
Andriy

I got a loan for 3000 I have tried different lenders...

5
I got a loan for 3000 I have tried different lenders but nothing worked for me then but plata approved my loan it was such a easy and quick process for the online application I will recommend it and interest rate is much lower than other lenders I am grateful to plata in future if I have to use plata I will. Reviewed on: 20th March 2025
Valency's avatar
Valency

Super Quick and Very Reasonable loan provider!

5
I needed a loan and was struggling to obtain credit. Plata were very reasonable with their rates taking into account my credit score and provided the funds extremely quickly. I was so grateful for Plata coming to my rescue. Reviewed on: 20th March 2025
Burko's avatar
Burko

Very easy to deal with and complete

5
Very easy to deal with and complete Reviewed on: 20th March 2025
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Abigail d

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