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Plata: Personal loans reviews

4.94
Based on 12,466 reviews, last reviewed 16th Mar 2026
420400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Easy and quick Was easy to do clear instructions and a quick decision Reviewed on: 16th March 2026
Laniscat Larry's avatar
Laniscat Larry

Latest lowest rating:

2

Very expensive, they take advantage with excessive fees Very expensive, they take advantage with excessive fees Reviewed on: 14th March 2026
Ginge 's avatar
Ginge

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12466)

Plata was the only company.

5
Plata was the only company that would accept me, hopefully when the loan comes an end, they can offer me another loan but at a reduced rate of interest, it is high but manageable. Reviewed on: 16th March 2025

Quick easy experience - money was in account within...

5
Quick easy experience - money was in account within a few hours Reviewed on: 16th March 2025

Excellent, first class

5
Easy to deal with, all went through no issues Reviewed on: 16th March 2025

Plata the best loan company I've ever used

5
Plata has to be the best loan company I have ever used the process is so simple and quick Reviewed on: 16th March 2025

Easy application and automated process

5
Easy application and automated process Reviewed on: 16th March 2025

Swift application process, brilliant customer servic...

5
Swift application process, brilliant customer service, convenient app. Reviewed on: 15th March 2025

Excellent

5
Excellent quick response very efficient Reviewed on: 15th March 2025

very easy process from start to finish, was kept inf...

5
very easy process from start to finish, was kept informed during all the way and the money was in my bank when they stated. All in all couldn't recommend more. Went the extra mile to make sure i was able to have the money i needed to complete my home inprovements. Reviewed on: 15th March 2025

Great service and quick responses!

5
Great service and quick responses! Reviewed on: 15th March 2025

Had a payment issue and was sorted out promptly with...

5
Had a payment issue and was sorted out promptly without affecting my credit. Reviewed on: 15th March 2025

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