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Plata: Personal loans reviews

4.94
Based on 12,417 reviews, last reviewed 15th Mar 2026
415600% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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Latest highest rating:

5

Listened to my situation and understood and helped me Listened to my situation and understood and helped me Reviewed on: 15th March 2026
Jess's avatar
Jess

Latest lowest rating:

2

Very expensive, they take advantage with excessive fees Very expensive, they take advantage with excessive fees Reviewed on: 14th March 2026
Ginge 's avatar
Ginge

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12417)

Money was in the bank same day good service

5
Money was in the bank same day good service Reviewed on: 14th March 2025

When I needed help, other companies would hit me wi...

5
When I needed help, other companies would hit me with high apr or refuse but plata helped with a low apr and affordable. Reviewed on: 14th March 2025

Just a very easy experience.

5
Just a very easy experience. Loan was in my account same day. Reviewed on: 14th March 2025

Application process was simple and easy, so far noth...

4
Application process was simple and easy, so far nothing bad to report which will hopefully remain the case Reviewed on: 14th March 2025

Easy, straightforward with amazing customer service.

5
Easy, straightforward with amazing customer service. Would definitely go to plata again if I need them. Reviewed on: 14th March 2025

No brainer!

5
Straight forward application and instant decision, helped me get out of a tight situation and save me money in the long run. Would recommend Plata to anyone! Reviewed on: 14th March 2025

Getting a loan was easy

5
Getting a loan was made easy with plata, and the money came through really quick Reviewed on: 14th March 2025

Easy and quick service

5
It was great. No hassle of long delays and fancy call. Quick decision and money in my account. Reviewed on: 14th March 2025

It was very quick and the customer service was excel...

5
It was very quick and the customer service was excellent Reviewed on: 14th March 2025

Very easy to deal with, money paid put quick no...

5
Very easy to deal with, money paid put quick no issues Reviewed on: 14th March 2025

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