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Plata: Personal loans reviews

4.94
Based on 12,396 reviews, last reviewed 14th Mar 2026
413700% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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Latest highest rating:

5

Excelent , quick responce Excelent , quick response , money soon in the bank after acceptance Reviewed on: 14th March 2026
R W's avatar
R W

Latest lowest rating:

2

Very expensive, they take advantage with excessive fees Very expensive, they take advantage with excessive fees Reviewed on: 14th March 2026
Ginge 's avatar
Ginge

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12396)

Great service, easy access to the account

5
Great service, easy access to the account Reviewed on: 12th March 2025

Great Service

5
I applied for a loan everything went through very quickly. One phone call to the agent to confirm some details and the money was in my account that night. From start to finish took approximately 36 hours only because my initial application was made in the evening Reviewed on: 12th March 2025

I had a wonderful experience with Plata.

5
I had a wonderful experience with Plata. Excellent service and great customer Reviewed on: 12th March 2025

Very smooth, better than asking support from a friend.

5
Very smooth, better than asking support from a friend. Reviewed on: 12th March 2025

Very quick and transparent process which I could trust.

5
Very quick and transparent process which I could trust. It's often quite daunting to search online for a Loan, but this was really straightforward and couldn't really have been any less stress. I would absolutely refer my friends and family to Plata. Reviewed on: 12th March 2025

Nice and simple process.

5
Nice and simple process. Quick and easy website to navigate also. Reviewed on: 12th March 2025

Easy, fast efficient service.

5
Easy, fast efficient service. Will use again and recommend Reviewed on: 12th March 2025

Amazing service great communication with my loan

5
Amazing service great communication with my loan Reviewed on: 12th March 2025

Application process was quick and easy to navigate.

5
Application process was quick and easy to navigate. Very clear on what was required to complete the application. Would recommend Plata to friends and family. Think only thing missing is an app but everything else is 5/5 Reviewed on: 12th March 2025

Very good customer service & speedy decision.

5
Very good customer service & speedy decision. Money was transferred to me quickly too. Highly recommend. Reviewed on: 12th March 2025

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