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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Never had any issues.hreat service

5
Never had any issues. Always been very helpful and friendly, clear and considerate when speaking with the telephone team Reviewed on: 15th April 2025

I found everyone more than helpful, the rate is very...

5
I found everyone more than helpful, the rate is very reasonable I believe for my circumstances. They treated me as an individual not just a number which meant a great deal to me. Reviewed on: 15th April 2025

So easy!

5
So easy to apply, easy to manage and I have.t had any issues Reviewed on: 15th April 2025

Helpful and you good service and fast

4
Helpful and you good service and fast Reviewed on: 15th April 2025

Easy to process application and customer service as...

5
Easy to process application and customer service as always hands on Reviewed on: 15th April 2025

Plata loan

5
Excellent service throughout very simple application very polite and helpful phone service fast pay out would highly recommend Reviewed on: 15th April 2025

Such a simple and quick process.

5
Such a simple and quick process. Can't fault Plata Reviewed on: 15th April 2025

Always there

5
Always at the end of a phone willing to help in anyway they can Reviewed on: 15th April 2025

Satisfied just one negative

4
My only negative is that payments are taken by subscription and not direct debit so when I replaced my card I had to update details. Otherwise I have had no issues with the account and the customer service team are always helpful. Reviewed on: 15th April 2025

Great Service, easy to handle and manage payments.

5
Great Service, easy to handle and manage payments. Reviewed on: 15th April 2025

Review Plata: Personal loans now

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