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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

No time wasted on back and forth emails.

5
No wait time when I called back. Voicemail left when I didn’t answer. Quick questions asked over the phone rather than back and forth with emails which meant they were easily resolved. Reviewed on: 9th April 2025

Easy application and helpful staff

5
Easy application and helpful staff Reviewed on: 9th April 2025

Really easy to get a loan and fast

5
Really easy to get a loan and fast Reviewed on: 9th April 2025

Very good service from start to finish

5
Very good service from start to finish Reviewed on: 9th April 2025

Quick and easy.

5
Quick and easy. Great service. Value for money. Reviewed on: 9th April 2025

Recommended

5
Great to be approved for a loan when you need it fast, even though, the interest is very high. Reviewed on: 9th April 2025

I decided to do some further consolidation of my rem...

5
I decided to do some further consolidation of my remaining debts after having my loan for around a year I checked with plata to see the possibility of this; they replied promptly and advised of my options, allowing me to get a top up loan to do some further consolidation. Reviewed on: 9th April 2025

Simple. Easy. Quick.

5
Simple. Easy. Quick. The whole process was smooth and efficient Reviewed on: 9th April 2025

Excellent loan application process.

5
Excellent loan application process. Very quick and straight forward Reviewed on: 9th April 2025

Very easy and straightforward.

5
Very easy and straightforward. And found the online system user friendly Reviewed on: 9th April 2025

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review