Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 10,969 reviews, last reviewed 10th Mar 2026
277300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just overall brilliant service, from start to finish... Just overall brilliant service, from start to finish brilliant service Reviewed on: 10th March 2026
Gary S's avatar
Gary S

Latest lowest rating:

1

High rates disguised by shiny interface High rates disguised by shiny interface Reviewed on: 27th February 2026
Kiran 's avatar
Kiran
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (10969)

My loan with plata

4
So far so good no complaints, very easy to use … seems secure and flexible Reviewed on: 21st February 2025
Aaron's avatar
Aaron

Impressed

4
I recently took out a loan with Plata , and I couldn’t be happier with my experience. The application process was quick and easy, and I appreciated how transparent they were about the terms and fees. Customer service was incredibly helpful and responsive to all my questions. The approval was fast, and I received the funds just when I needed them. Overall, I’m impressed with the entire team's professionalism and efficiency. Highly recommend Plata for anyone looking for a smooth, hassle-free loan process! Reviewed on: 21st February 2025
Elliot W's avatar
Elliot W

Very good service,very quick and helpful.

5
Very good service,very quick and helpful. Reviewed on: 21st February 2025
Gee Faulkz 's avatar
Gee Faulkz

I was struggling with overdraft fees paying ridi...

5
I was struggling with overdraft fees and paying ridiculous amounts of money to my bank for a very long time, I applied for a loan through plata and got approved almost instantly!!! I’ve been gradually making payments towards my loan over the duration of time I’ve been using them and have managed to save more money on repayments. Reviewed on: 21st February 2025
Robert W's avatar
Robert W

Loan review

5
Easy to get hold of customer service. Explained everything about the loan so you could understand it.Excellent service and very friendly customer service. Easy to go online and log in- easy to understand everything in your account online. Reviewed on: 21st February 2025
Diane james's avatar
Diane james

The process is simple, easy to manage from the site.

5
The process is simple, easy to manage from the site. Reviewed on: 21st February 2025
James Goldsby's avatar
James Goldsby

Very quickly approved and money ws straight in the a...

5
Very quickly approved and money ws straight in the accoint Reviewed on: 21st February 2025
Clarey P's avatar
Clarey P

Hassle-free application; topnotch customer service a...

5
Hassle-free application; topnotch customer service and peace of mind. Reviewed on: 21st February 2025
Williams J's avatar
Williams J

Great service!!!

5
Great service. Plata is awesome. Easy to navigate and process requests Reviewed on: 21st February 2025
Cath J's avatar
Cath J

Great company and good service.

5
Great company and good service. You can count with them. Reviewed on: 21st February 2025
Fran's avatar
Fran

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill