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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

First class service fast and helpful

5
First class service fast and helpful Reviewed on: 8th April 2025

Very helpful and good online support

5
Very helpful and good online support Reviewed on: 8th April 2025

Really helped me when I needed it and gave me a good...

5
Really helped me when I needed it and gave me a good interest rate! Reviewed on: 8th April 2025

I was stuck and the only Leander was Plata.

5
I was stuck and the only Leander was Plata. This was due to my poor credit score. But Plata was the only one to take me on and consolidate all my debts into one. This has increased my credit score by doing so and I'm in a much better place a year down the line. Reviewed on: 8th April 2025

Absolutely Amazing

5
Absolutely amazing and have been so helpful in my situation. Completed the checks and received the money within the same day. Plus, the interest rate is very reasonable when compared with any others. Reviewed on: 7th April 2025

Excellent

5
Quick great service and easy to use app Reviewed on: 7th April 2025

Credit builder

5
Because it help credit build , I got loan when my credit score law Reviewed on: 7th April 2025

Transparent and easy to use

5
Exactly what I needed when needed. Helped me so much in times where it was tough. Easy no hassle and great communication. Reviewed on: 7th April 2025

Quick and funds transferred next day.

5
Quick and funds transferred next day. Reviewed on: 7th April 2025

Plata are an excellent loan company, every time I ha...

5
Plata are an excellent loan company, every time I have had to speak to a member of staff I have been put through within a few minutes of waiting. Reviewed on: 7th April 2025

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