Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 10,920 reviews, last reviewed 7th Mar 2026
272500% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and best experience to get a loan Easy and best experience to get a loan Reviewed on: 7th March 2026
Tars's avatar
Tars

Latest lowest rating:

1

High rates disguised by shiny interface High rates disguised by shiny interface Reviewed on: 27th February 2026
Kiran 's avatar
Kiran
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (10920)

Fantastic service helpful, friendly and efficient

5
Quick efficient service, so helpful and ready to answer any questions you have. Excellent customer service Reviewed on: 21st February 2025
Karen G's avatar
Karen G

Very good customer service excellent

4
Very good customer service excellent Reviewed on: 20th February 2025
Madelyn manser's avatar
Madelyn manser

Would never ever use plata again!

3
Would never ever use plata again! Way too much interest! Biggest regret of my life Reviewed on: 20th February 2025
Mohammed H's avatar
Mohammed H

Quick & easy, but a bit expensive

4
Quick & easy, but a bit expensive Reviewed on: 20th February 2025
Bob's avatar
Bob

Very good experience, no hassle and very quick decis...

5
Very good experience, no hassle and very quick decision. Always kept informed and up to date with any issues. Account easy to view and access is easy. A very pleasant loan journey and would recommend to anyone. Reviewed on: 20th February 2025
Denise F's avatar
Denise F

Very easy and straightforward process as well as exc...

5
Very easy and straightforward process as well as excellent customer service. Reviewed on: 20th February 2025
M F's avatar
M F

Good experience, quick and easy and money was in my...

5
Good experience, quick and easy and money was in my account very quickly, handy website for checking on loan payments and you can pay parts of your loan off or the whole lot early and get the amount of interest off the final payment, would recommend Reviewed on: 20th February 2025
Noah's avatar
Noah

I got on well with it it was easy and it all went gr...

5
I got on well with it it was easy and it all went great with the staff.. Reviewed on: 20th February 2025
Iain Gordon's avatar
Iain Gordon

Absolutely amazing company and staff, the applicatio...

5
Absolutely amazing company and staff, the application process is very easy and straightforward. Very responsive and attentive to customers, I would absolutely recommend. Reviewed on: 20th February 2025
Garfield Sib's avatar
Garfield Sib

Have had little reason to call in, but when I have b...

5
Have had little reason to call in, but when I have been in contact it has been resolved at first point of contact quickly Reviewed on: 20th February 2025
Dave A's avatar
Dave A

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill