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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

Quick application process

5
Quick application, my funds were sent to me once approved. If I have had any questions, the customer service team have been there to help me. Reviewed on: 17th March 2025
Cassie H's avatar
Cassie H

Easy application quick transfer of funds

5
Easy application quick transfer of funds Reviewed on: 17th March 2025
Gary D's avatar
Gary D

Excellent very helpful, plata has helped me a lot

5
Excellent very helpful, plata has helped me a lot Reviewed on: 16th March 2025
H's avatar
H

Brilliant and understanding

5
Simple application process, quick response and acceptance and low interest rate. Really helped me at a desperate time as I don’t have a good credit score. By far the best option of the only three lenders who offered me a loan. Reviewed on: 16th March 2025
Mo 's avatar
Mo

Super easy process and very reasonable,

5
Super easy process and very reasonable, Reviewed on: 16th March 2025
Jason s's avatar
Jason s

Very easy to understand each stage

5
From the start of the initial enquiry through to the money coming in to my bank account, the process was smooth, easy and to be honest very clear. When I say very clear, I mean that everything was explained in detail at each stage but in a considerable way that was easy to understand. I didn’t feel pressured to take the loan on and could have stopped the process at any stage. The only little gripe is that I would have liked a better interest rate. Reviewed on: 16th March 2025
Darren S's avatar
Darren S

Plata was the only company.

5
Plata was the only company that would accept me, hopefully when the loan comes an end, they can offer me another loan but at a reduced rate of interest, it is high but manageable. Reviewed on: 16th March 2025
Gerry's avatar
Gerry

Quick easy experience - money was in account within...

5
Quick easy experience - money was in account within a few hours Reviewed on: 16th March 2025
Rp's avatar
Rp

Excellent, first class

5
Easy to deal with, all went through no issues Reviewed on: 16th March 2025
Noel b's avatar
Noel b

Plata the best loan company I've ever used

5
Plata has to be the best loan company I have ever used the process is so simple and quick Reviewed on: 16th March 2025
Perminder B's avatar
Perminder B

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