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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Calm and understanding.

5
They are very easy to communicate with. The team listen to any reason you have to talk with them and also deal with you in an approachable and proactive way. There isn’t an automated feel that is simply no we can’t do this it. While I have limited reason to speak with them, when I have it has been met with understanding and a dialog that aims to ensure the correct outcome while not making it feel difficult or frustrating a process. Reviewed on: 13th March 2025

I applied on but did not complete it they rang me th...

5
I applied on but did not complete it they rang me the next day and I ask some questions which they answered with aloud me to proceeded with the loan. it was all sorted within a couple of days Reviewed on: 13th March 2025

So easy and hassle free not like other lenders every...

5
So easy and hassle free not like other lenders everything was done by email and no pestering phone calls once approved I was told by email and money was in my bank account when they said it would be and I can choose what date to pay Reviewed on: 13th March 2025

Good experience would use again easy application

5
Good experience would use again easy application Reviewed on: 13th March 2025

Quick and easy.

5
Quick and easy. Everything explained. And even saved some money. Reviewed on: 13th March 2025

I had a great experience with Plata.

5
I had a great experience with Plata. The application process was quick and straightforward, and I received my funds within 24 hours. I highly recommend them for anyone looking for a hassle-free loan!” Reviewed on: 13th March 2025

All went through quickly and customers service was g...

5
All went through quickly and customers service was great Reviewed on: 13th March 2025

I had a fantastic experience with Plata when I neede...

5
I had a fantastic experience with Plata when I needed a loan. The application process was quick and straightforward, with clear terms and no hidden fees. The customer service team was incredibly helpful, answering all my questions and ensuring I felt confident in my decision. The funds were disbursed promptly, and the repayment options were flexible, making it easy to manage my budget. Plata truly stands out for its professionalism and efficiency—I highly recommend them to anyone in need of financial support! Reviewed on: 13th March 2025

Just the best for me. Excellent Service all round.

5
I really appreciated how straightforward my loan application was. There was no stress at all. I am still with Plata and my repayment is going excellently. Thank you Plata and all the best. Reviewed on: 13th March 2025

Just simple on boarding process.

5
Just simple on boarding process. Forms and website easy to use Reviewed on: 13th March 2025

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