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Plata: Personal loans reviews

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4.94
Based on 10,867 reviews, last reviewed 5th Mar 2026
267500% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

I haven't had any problems with Plata. I haven't had any problems with Plata. Online application is so easy and you get a very quick response. They remind me when my upcoming payment is du... Read more Reviewed on: 5th March 2026
Mrs C's avatar
Mrs C

Latest lowest rating:

1

High rates disguised by shiny interface High rates disguised by shiny interface Reviewed on: 27th February 2026
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Kiran
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (10867)

Very easy and smooth experience.

5
Very easy and smooth experience. Was able to get through the system well and it felt secure. Loan received with no issues Reviewed on: 12th June 2024
Paul A's avatar
Paul A

I recommend it

5
Thank you, you helped me quickly, I recommend it Reviewed on: 12th June 2024
robmax 's avatar
robmax

Everything was easy and in the professional way

5
Everything was easy and in the professional way Reviewed on: 12th June 2024
Mr ION's avatar
Mr ION

Fantastic

5
It was easy, straightforward and comforting Reviewed on: 12th June 2024
DO's avatar
DO

Easy Loan Process equals Stress-free life!

5
The application process was very straight forward with Plata. Everything was clear and, for me, the most important thing was that I knew how much I would be paying overall after interest rates and other charges were factored in. I am looking to clear off my loan early and this means I am making partial repayments in advance. And Plata are very good with this by offering multiple ways for the additional amount to be used against the loan - i.e. reducing the payment term or using it to reduce the amount paid each month. And on top of this, they offered to show me what the impact would be if I were to take either option, so this meant I was able to make a informed decision. Only very minor negative is that they have no mobile app. This would be useful in the modern age of technology. But that is a very minor point. I would still recommend them to anyone who needs a loan Reviewed on: 12th June 2024
Numan Saleem's avatar
Numan Saleem

Very quick decision and funding.

5
Very quick decision and funding. Response support staff. Reviewed on: 11th June 2024
Alexander H's avatar
Alexander H

I’ve never had any problem.

5
I’ve never had any problem. Everything from start to end the process was simple. Reviewed on: 11th June 2024
Monz's avatar
Monz

very smooth application and speedy decision made it...

5
very smooth application and speedy decision made it a very easy process to get this loan. Reviewed on: 11th June 2024
Martin Clancy's avatar
Martin Clancy

Would recommend to friends and family

5
Easy application and money arrived quickly. Great service! Reviewed on: 11th June 2024
Lisa H's avatar
Lisa H

Very easy and fast application process

5
Very easy and fast application process Reviewed on: 11th June 2024
K H's avatar
K H

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