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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Great experience, very efficient

5
Great experience, very efficient Reviewed on: 12th March 2025

Was super easy to apply for the loan, once applied f...

5
Was super easy to apply for the loan, once applied found out I was eligible in only a matter of seconds, the application process was quick and I received my money quickly and within a matter of hours. Their online website is simple to use and shows all transactions very quickly. Reviewed on: 12th March 2025

Quick process, simple assessment

5
Quick process, simple assessment Reviewed on: 12th March 2025

Easy to get a loan and not bad on the pricing.

4
Easy to get a loan and not bad on the pricing. A little more difficult to get a top up, having to call them and explain things, but I understand why they’re doing their due diligence. Overall a good company for loans. Reviewed on: 12th March 2025

Super easy and straight forward process - no hidden...

5
Super easy and straight forward process - no hidden fees and a reasonable interest rate. easy to understand dashboard and repayment info etc Reviewed on: 12th March 2025

Very good can’t complain at all very high standard

5
Very good can’t complain at all very high standard Reviewed on: 12th March 2025

I found everything so easy from start to finish.

5
I found everything so easy from start to finish. The process was seamless and effortless. Would highly recommended Reviewed on: 12th March 2025

plata pride

5
excellent customer service verey good speak to english pearson Reviewed on: 12th March 2025

Ease of application made Plata stand out from other...

5
Ease of application made Plata stand out from other lenders I have had experience with in the past. The entire process from application to bank deposit was entirely straight forward and without delay. Reviewed on: 12th March 2025

Seamless

5
I applied for a loan and the process was seamless. And everything I was told happened when it was supposed to Reviewed on: 12th March 2025

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