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Plata: Personal loans reviews

4.94
Based on 10,819 reviews, last reviewed 4th Mar 2026
262800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

My loan went through very smoothly. My loan went through very smoothly. Customer service excellent. My daughter needed a loan.. I recommended them… again all went smoothly. Definitely re... Read more Reviewed on: 4th March 2026
Rachel W's avatar
Rachel W

Latest lowest rating:

1

High rates disguised by shiny interface High rates disguised by shiny interface Reviewed on: 27th February 2026
Kiran 's avatar
Kiran

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (10819)

Simple straight forward application

5
Simple straight forward application Reviewed on: 4th June 2024

Great service

5
Very easy application and very friendly approach Reviewed on: 4th June 2024

Easy and secure way to get a personal loan.

5
Easy and secure way to get a personal loan. Easy to use website Reviewed on: 4th June 2024

Brilliant, simple, fast, never had an issue and alwa...

5
Brilliant, simple, fast, never had an issue and always did the job I need Reviewed on: 4th June 2024

Best customer service

5
I had some issues with payments and the customer service was very helpful with some advice and 3 month agreement. Reviewed on: 4th June 2024

Amazing provided me a loan regardless of my situatio...

5
Amazing provided me a loan regardless of my situation love you guys Reviewed on: 4th June 2024

Very quick and easy to get an answer to confirm loan...

5
Very quick and easy to get an answer to confirm loan application. Reviewed on: 3rd June 2024

Easy , efficient and fair.

5
Easy , efficient and fair... Quick response, easy procedure Reviewed on: 3rd June 2024

Simply the best

5
Easy to follow, helpful polite staff if you need help to complete your application Reviewed on: 3rd June 2024

I was in horrendous overdraft

5
I was in overdraft quite a lot and got stuck in a vicious cycle of constantly having to remain in overdraft due to outgoing bills and overdraft fees, after applying to plata I was able to write off my overdrafts into one plain and simple £200 a month payment Reviewed on: 3rd June 2024

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