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Plata: Personal loans reviews

View other Plata products
4.94
Based on 10,818 reviews, last reviewed 4th Mar 2026
262700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

5

A year in and I’m happy so far Plata have been great so far. It was easy to apply and the application is so straightforward and clear. The money was in my account right away. The on... Read more Reviewed on: 4th March 2026
S H's avatar
S H

Latest lowest rating:

1

High rates disguised by shiny interface High rates disguised by shiny interface Reviewed on: 27th February 2026
Kiran 's avatar
Kiran
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (10818)

This is my first time using Plata and everything see...

4
This is my first time using Plata and everything seems to have gone smoothly so far. Communication has been effective and efficient. Reviewed on: 3rd June 2024
Gareth B's avatar
Gareth B

Exceptional

5
I’ve had a great experience using plata, quick decision, money arrived quickly and I spoke to customer services they were very lovely and helped me with the information I needed. Reviewed on: 3rd June 2024
Chloe R's avatar
Chloe R

I was in urgent need of some funds

5
I was in urgent need of some funds as I had ran into a unexpected family death and needed funds to attend a funeral abroad and was brilliant and within a hour money was in and I was booked to take a flight the next day Reviewed on: 3rd June 2024
Alan m's avatar
Alan m

transferred quickly, simple to apply

5
Loan was transferred quickly and applications forms easy to fill Reviewed on: 3rd June 2024
Stephen M's avatar
Stephen M

Very helpful, fsir and friendly.

5
Very helpful, fsir and friendly. Reviewed on: 3rd June 2024
Lynda S's avatar
Lynda S

Fabulous customer service, loan was arranged with no...

5
Fabulous customer service, loan was arranged with no problems Reviewed on: 3rd June 2024
Helen E's avatar
Helen E

I'm a new customer to Plato, so have a limited exper...

4
I'm a new customer to Plato, so have a limited experience in dealing with them, so far all communication has been online through their website which has been very clear and easy to use. I will also say that the service provide has also been very quick and efficient. Early days however. Reviewed on: 3rd June 2024
Stuart B's avatar
Stuart B

I went to plata as my own company supplied by work h...

5
I went to plata as my own company supplied by work had refused me based on the reasons for my loan. Although the Apr was higher, plata offered the best value for money. It was quick, easy and well explained throughout the process as to what would be offered. The delivery was quick and easy Reviewed on: 3rd June 2024
gwinterburn's avatar
gwinterburn

Very easy and quick application.

5
Very easy and quick application. Website easy to use and very user friendly. Quick decision, amd simple layout. Good communication amd emails. Reviewed on: 3rd June 2024
J's avatar
J

Excellent rates!

5
Excellent rates! Exactly what they said it would be from the start Reviewed on: 3rd June 2024
Sarah M's avatar
Sarah M

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