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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13650)

Plata loan experience.

5
Quick, easy application and decision. Well informed on terms and conditions and transfer of funds quick. Easy to manage online. I would use plata again and would be happy to recommend them to anyone due to my positive experience with them. Reviewed on: 7th March 2025
NEIL B's avatar
NEIL B

Thank you so much Plata.

5
Thank you so much Plata. I am about to become a father for the first time and you helped me consolidate some of my debt. Thank you so much. I can not highly recommend you. Reviewed on: 7th March 2025
Ali M's avatar
Ali M

Easy to apply, provides options

5
Fairly easy to setup, only place to offer me a chance. Reviewed on: 7th March 2025
Joe E's avatar
Joe E

Very helpful

5
Helped me solve my financial problem Reviewed on: 7th March 2025
Eden O's avatar
Eden O

Bush bash bosh

5
Needed a loan for a motorbike, and next thing you know the money was in my bank account! Quick, easy and reliable! Reviewed on: 7th March 2025
Amber c's avatar
Amber c

Great And easy experience with plata

5
Great And easy experience with plata Reviewed on: 7th March 2025
radek s's avatar
radek s

I appreciated how each application is truly treated...

5
I appreciated how each application is truly treated individually and not solely reliant on checklists and automation. It's real people going through the application to check if it is suitable and affordable. I was skeptical due to my low credit score (have been working and building it) but they look at affordability also and saw it was affordable for me. Which I appreciated, gives me confidence to apply in the future, should I need or want to. Thank you again Plata! Sounds dramatic, but truly changed my life and gave me financial confidence. Reviewed on: 7th March 2025
Elizabeth D's avatar
Elizabeth D

Digital first experience, great service and very tra...

5
Digital first experience, great service and very transparent. Very fast too! Reviewed on: 7th March 2025
Martin E's avatar
Martin E

Quick and professional, good customer service

5
Quick and professional, good customer service Reviewed on: 7th March 2025
Danny W's avatar
Danny W

Excellent service, would use again and recommend to...

5
Excellent service, would use again and recommend to friends and family Reviewed on: 7th March 2025
Sarvat H's avatar
Sarvat H

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