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Plata: Personal loans reviews

View other Plata products
4.94
Based on 8,599 reviews, last reviewed 25th Feb 2026
51500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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Latest highest rating:

5

Service was fast , easy and understandable, no long... Service was fast , easy and understandable, no long process and helpful Reviewed on: 25th February 2026
Elena 's avatar
Elena

Latest lowest rating:

2

Not the best !! Applied for a top up but was declined even though my credit score is good and ive never missed a payment . Went elsewhere and once current loan is pay... Read more Reviewed on: 25th February 2026
Ant's avatar
Ant
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (8599)

Poor experience!

3
High rates! In December if I were to reimburse the whole amount it was under 5k. All of a sudden in March this year the amount gone up with at least £500, while I paid 3 more months and instead of going down, gone up. Reviewed on: 21st March 2024
Alex's avatar
Alex

quick and simple process.

5
The application was a quick and simple process. The extra money was a great help to me and manageable payback period. If I were to need another loan again in the future I would definitely use them again. Reviewed on: 21st March 2024
Nina N's avatar
Nina N

Great! Took a chance

5
Great! Took a chance on me during financial difficulties. All payed up now. Thanks for the boost Reviewed on: 21st March 2024
Terry's avatar
Terry

Quick and easy process, funds transferred within a c...

5
Quick and easy process, funds transferred within a couple of hours Reviewed on: 21st March 2024
Lorraine R's avatar
Lorraine R

They helped me when no one else...

5
They helped me with my wedding when no one else would Reviewed on: 21st March 2024
Carl S's avatar
Carl S

Loan application was smooth and informative, and was...

5
Loan application was smooth and informative, and was a stress free experience. Reviewed on: 21st March 2024
Alex's avatar
Alex

No dramas, no hassle, no surprises, as advertised, t...

5
No dramas, no hassle, no surprises, as advertised, thankyou to help me get on top of my finances Reviewed on: 21st March 2024
Karl R's avatar
Karl R

Happy customer

5
I'm so glad I choose plata perfect decision Reviewed on: 21st March 2024
Jamie c's avatar
Jamie c

Really good service, easy to use, already recommende...

5
Really good service, easy to use, already recommended to family and friends Reviewed on: 21st March 2024
Joanna R's avatar
Joanna R

Easy straightforward application one phone call all...

5
Easy straightforward application one phone call all sorted money in the bank next day Reviewed on: 21st March 2024
Susan f's avatar
Susan f

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