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Plata: Personal loans reviews

4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13650)

Trustworthy, high quality and efficient

5
The process was incredibly fast and efficient - simple and clear. I knew exactly what to do and exactly what the terms were. It made decision making feel safe and easy, and I felt reassured when making a big leap to borrow money. I really liked the web interface on my phone - it was so smooth, flipping back and forth with my email and then guided me to download the app to manage my account. Brilliant! Reviewed on: 7th March 2025

I have had 2 loans from plata they helped me celebra...

5
I have had 2 loans from plata they helped me celebrate my 50th in style. Excellent rates Reviewed on: 7th March 2025

Straight forward application and money right away

5
Straight forward application and money right away Reviewed on: 7th March 2025

Delighted!

5
Great app, easy to apply and use Reviewed on: 7th March 2025

Plata made the process of borrowing easy, and they a...

4
Plata made the process of borrowing easy, and they accepted my application with no hesitation! Reviewed on: 7th March 2025

Easy application on line

5
Easy application on line money sent through same day so far no issues. Reviewed on: 7th March 2025

Great Value for Money!

5
Great Value for Money and very easy process for applying Reviewed on: 7th March 2025

My loan process was simple and quick, with minimal f...

5
My loan process was simple and quick, with minimal fuss. Very clear and concise Reviewed on: 7th March 2025

Plata was very easy to use and a fast set up!

5
Plata was very easy to use and a fast set up! Made life easier Reviewed on: 7th March 2025

It's was very easy and straight forward.

5
It's was very easy and straight forward. No messing about Reviewed on: 7th March 2025

Review Plata: Personal loans now

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