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Plata: Personal loans reviews

4.94
Based on 8,563 reviews, last reviewed 25th Feb 2026
48100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Great customer service team Extremely polite helpful staff very patient and understood everything I was asking and replied in a professional manner Reviewed on: 25th February 2026
Christine 's avatar
Christine

Latest lowest rating:

2

Not the best !! Applied for a top up but was declined even though my credit score is good and ive never missed a payment . Went elsewhere and once current loan is pay... Read more Reviewed on: 25th February 2026
Ant's avatar
Ant

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (8563)

Great plan.

5
Great plan. Trusted plata and trust from plata to me. Great thing to change my monthly payment if needed. Reviewed on: 21st March 2024

Easiest experience - communications was very easy an...

5
Easiest experience - communications was very easy and transactions were made easy too Reviewed on: 21st March 2024

Site user friendly honest and trustworthy

5
Site user friendly honest and trustworthy Reviewed on: 21st March 2024

Quick application process, rates a little high.

4
Quick application process, rates a little high. Needed a fast loan and not a great credit rating. Plata fit the bill. Reviewed on: 21st March 2024

Amazing experience.

5
Amazing experience. And the best fee. Reviewed on: 21st March 2024

5 Star all the way

5
I have had a Plata account now for over a year. Customer service is first class. Never had a problem Reviewed on: 21st March 2024

fantastic customer service

5
Very simple, quick and easy to apply customer service Reviewed on: 21st March 2024

Fast decisions and fast payout and reasonable rates...

5
Fast decisions and fast payout and reasonable rates of interest. Reviewed on: 21st March 2024

Fantastic service and very helpful

5
Fantastic service and very helpful Reviewed on: 21st March 2024

Very easy to deal with, I have not one concern about...

5
Very easy to deal with, I have not one concern about recommending this company Reviewed on: 21st March 2024

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