Smart Money People Logo

Plata: Personal loans reviews

4.94
Based on 10,310 reviews, last reviewed 27th Feb 2026
214300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to apply and quick responses from the team. Easy to apply and quick responses from the team. Enquiry was dealt with professionalism and not judgment. Reviewed on: 27th February 2026
Sylv's avatar
Sylv

Latest lowest rating:

1

High rates disguised by shiny interface High rates disguised by shiny interface Reviewed on: 27th February 2026
Kiran 's avatar
Kiran

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review

Plata Personal loans reviews (10310)

The best in the business by a long shot!!

5
Understood all my borrowing needs, wish I knew about Plata in the past because going forward I'll be taking out a loan with them and not any other company. Very friendly service as well and very understanding about my borrowing needs. Reviewed on: 14th May 2024

Responsible lending

5
Easy application. Responsible lending. Kept up to date with progress. Reviewed on: 14th May 2024

Great experience fast and really easy to use

5
Great experience fast and really easy to use Reviewed on: 14th May 2024

Great company never had any problems !

5
Great company never had any problems ! Customer service is very good would recommend to others Reviewed on: 14th May 2024

there when i needed you

5
i needed a loan to consolidate all my out going in to one and plata were there to help they asked me questions then had a look at my situation and said yes we can help you as easy as that Reviewed on: 14th May 2024

Impressed

5
Very quick and easy process from applying to receiving the money Reviewed on: 14th May 2024

A good overall experience.

5
A good overall experience. Easy to fill out forms and very workable software. No quibbling. Very content with my loan with Plata. Clearly care about their customers and don’t take advantage of people and their misfortune. Reviewed on: 14th May 2024

Fast, easy services.

5
Fast, easy services. Really helpful. Reviewed on: 14th May 2024

I couldn’t verify my number online so had to call up...

5
I couldn’t verify my number online so had to call up, did not wait forever in a que and spoke to someone almost immediately who was friendly and extremely helpful with any and all questions I had. Overall brilliant customer service. Reviewed on: 14th May 2024

Quick easy and got money quickly, no charge to pay b...

5
Quick easy and got money quickly, no charge to pay back early and the mobile site is easy to understand. I haven't had a chance to use any of the customer service features but can see it all very clearly in the app so good signposting there and know how to use if if I ever do. Reviewed on: 14th May 2024

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review