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Plata: Personal loans reviews

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4.94
Based on 8,384 reviews, last reviewed 19th Feb 2026
31300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Quick acceptance quick payment no hassle low apr and... Quick acceptance quick payment no hassle low apr and overall great experience Reviewed on: 19th February 2026
James l's avatar
James l

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
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Steven P
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (8384)

From sceptical to convert

5
I must say, despite my massive scepticism about loans from new companies like plata, with great branding etc, I guess I had the misconception that any loan company that offers loans to people who don't have the best credit such as myself, we needed to be mindful of them. But thus far however, every aspect of the process was easy and relatively stress-free. The website and online user experience is great, the loan money was deposited quickly without Plata doing a deep dive into my accounts and my dogs accounts and my house plants accounts and asking me for paperwork after paperwork; and the interest and repayments weren't terrible. Overall, Plata helped me when I needed money to achieve my personal goals and when other companies were offering horrendous terms, Plata came to the rescue. Reviewed on: 3rd July 2023
Angelica Sykes UK's avatar
Angelica Sykes UK

Great provider

5
Great service, good rate and trusted in me Reviewed on: 2nd July 2023
Terry's avatar
Terry

Easy, quick and helpful

5
Applied for my loan within a few days all parts of my loan agreement were finalised and the money transferred pretty much straight away Reviewed on: 1st July 2023
Tom Williams's avatar
Tom Williams

Quick, transparent process

5
I was really pleased with the whole experience. From start to finish it took a day, it was very clear, and transparent. Reviewed on: 30th June 2023
alexandru@badiu.me's avatar
[email protected]

Quick decision and transfer of funds

5
Very quick decision and the funds were in my account the next day. Very happy with the service. Reviewed on: 30th June 2023
Syed's avatar
Syed

Fantastic service

5
Overall amazing. They are an amazing team and saved me so much stress Reviewed on: 29th June 2023
Paul Deevoy's avatar
Paul Deevoy

Great service

5
Very easy process, great service Reviewed on: 29th June 2023
Tracie Coote's avatar
Tracie Coote

Plata rocks!

5
Easy application all you need to know terms and conditions policies written in understandable terms no confusing jargon or hidden catches.money in less than an hr.great service well done Plata definitely recommendxx Reviewed on: 29th June 2023
Patricia Clarke's avatar
Patricia Clarke

Easy process!

5
Very easy process and great customer service Reviewed on: 29th June 2023
louise mee's avatar
louise mee

Lifesaver

5
It's nice to have someone I can count on. Reviewed on: 29th June 2023
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Bruno

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