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Plata: Personal loans reviews

4.94
Based on 8,649 reviews, last reviewed 26th Feb 2026
56200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

The whole process has been seamless and trouble free The whole process has been seamless and trouble free Reviewed on: 26th February 2026
Russell F's avatar
Russell F

Latest lowest rating:

2

Not the best !! Applied for a top up but was declined even though my credit score is good and ive never missed a payment . Went elsewhere and once current loan is pay... Read more Reviewed on: 25th February 2026
Ant's avatar
Ant

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (8649)

Very quick and efficient

5
Was very quick with decision and the documents required. Reviewed all information and I had the loan in a matter of days. Reviewed on: 4th July 2023

Plata - Easy & Straightforward

5
Obtaining loan with Plata was simple and straightforward and hassle free Reviewed on: 4th July 2023

Simple

5
I applied for a loan and got it fast thank you Reviewed on: 4th July 2023

Most easy application system

5
Was so easy from start to finish would recommend to anyone Reviewed on: 4th July 2023

Easiest loan application available

5
Easy, straight forward application with same day answer and money in bank within a few hours of being accepted. I would definitely recommend Plata to everyone. Reviewed on: 4th July 2023

Outstanding service and very pleasant customer service

5
When looking for a loan came across this page they questions asked where very straight forward and thought not that difficult to understand as I'm the sort of person that gets a bit confused with some questions people are asking very helpful when the customer service replied to ask for further information but at the end of the day I would recommend this company to any of my friends and family for the ease and speed of the service of which I was helped with Reviewed on: 4th July 2023

Great loan company

5
Smooth and easy application process Reviewed on: 4th July 2023

Loan

5
Plata helped me when I needed it the most and they was quick at making a decision and paying the money in my bank, I would recommend these very much and they was very helpful. Reviewed on: 4th July 2023

Quick and efficient

4
Pre approved, clear rates.and payments.then after application super quick and efficient Reviewed on: 4th July 2023

Excellent service

5
I was extremely happy with PLATA when I needed a quick loan to purchase my Porsche. I had the money with in the hour and when I rang up to settle my loan the lady was lovely and we chatted for 15 mins. I would highly recommend PLATA. Reviewed on: 4th July 2023

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