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Plata: Personal loans reviews

View other Plata products
4.94
Based on 10,618 reviews, last reviewed 1st Mar 2026
243400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Fair, easy to use and user friendly app Fair, easy to use, easy to overpay and user friendly app Reviewed on: 1st March 2026
Chris's avatar
Chris

Latest lowest rating:

1

High rates disguised by shiny interface High rates disguised by shiny interface Reviewed on: 27th February 2026
Kiran 's avatar
Kiran
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (10618)

No issues, some confusion on online portal but fixed...

4
No issues, some confusion on online portal but fixed by calling Reviewed on: 14th May 2024
AaronF's avatar
AaronF

Excellent first class staff, quick loan options and...

5
Excellent first class staff, quick loan options and fast pay out. Reviewed on: 14th May 2024
Chris R's avatar
Chris R

Stress free - easy!

5
Stress free, easy to sort. Offered and sorted a top up loan easily! Reviewed on: 13th May 2024
Syed's avatar
Syed

Highly impressed

5
Easy application process. Accessible website. Very effective and efficient staff when I have a query. Really happy with this service. Reviewed on: 13th May 2024
Hannah 's avatar
Hannah

Very easy to apply, great UI and great service

5
Very easy to apply, great UI and great service Reviewed on: 13th May 2024
Ciaran's avatar
Ciaran

Plata process seamless!

5
I have just opened an account with Plata and the process was seamless! I have been considering consolidating debt for a while and they were a recommended provider on Credit Karma. After going through a soft search, my application was essentially in place pretty much straight away, I just had to sign my documents. I received the loan the very next day and was able to set my payment date etc. Whilst the apr at present is slightly higher, again aren't interest rates still a bit high all over the place, it really has helped me to get the loan I was needing and the process was quick and painless. Reviewed on: 13th May 2024
KelsDawnC's avatar
KelsDawnC

very helpful, professional and friendly and will to...

5
very helpful, professional and friendly and will to help and advise. Reviewed on: 13th May 2024
Martin C's avatar
Martin C

Great experience!

5
Great experience! It was a very fair and helpful process. Reviewed on: 13th May 2024
myname's avatar
myname

Dependable

5
Excellent service very easy to apply for a loan Reviewed on: 13th May 2024
Tahsin A's avatar
Tahsin A

Great Service , good customer service helpful and pa...

5
Great Service , good customer service helpful and patient Reviewed on: 13th May 2024
Carol Harries's avatar
Carol Harries

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