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Plata: Personal loans reviews

4.94
Based on 8,983 reviews, last reviewed 26th Feb 2026
87800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Honest and helpful lender Was able to borrow the amount I needed quickly and recieve on time. Their customer line has been very helpful with setting up payment plans. Plata hav... Read more Reviewed on: 26th February 2026
GG's avatar
GG

Latest lowest rating:

2

Interest rate is way too high, maybe even illegal! Interest rate is way too high, maybe even illegal! Reviewed on: 26th February 2026
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Ettoreman

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (8983)

It was great.

5
It was great. The process was very quick and easy. Everything was clear and the staff were good. Reviewed on: 20th March 2024

Everything was smooth from start to finish

5
Everything was smooth from start to finish Reviewed on: 20th March 2024

Efficient & easy to use

5
Very quick service, no fancy jargon easy to use Reviewed on: 20th March 2024

Great loan provider at reasonable rates and great cu...

5
Great loan provider at reasonable rates and great customer service. Regular updates provided re how long was left on loan and early closure rates etc. In addition promptly told Xperian the loan was cleared unlike soke providers who won't update for several months. Reviewed on: 20th March 2024

Quick and no issues so far .

5
Quick and no issues so far . Had the loan for over a year and always found it easy to deal with Reviewed on: 20th March 2024

Affordable and user friendly

5
Plata was one of the most affordable options available to me at the time. There processes were very simple and I loved the online platform where I could do and see everything I needed to. Reviewed on: 20th March 2024

Good experience, quick response , sort all my querie...

5
Good experience, quick response , sort all my queries in one application! The site is very helpful and easy to use Reviewed on: 20th March 2024

Never any issues, always great customer service

5
Never any issues, always great customer service Reviewed on: 20th March 2024

They have been amazing.

5
They have been amazing. When I had a mini panic they came to my rescue and put my mind at rest helping me with everything and explaining in detail what was going to happen and when it was happening. The staff have been very helpful whenever I have called. They are friendly cheerful speak clearly and nothing seems to be a problem. They will always get a 10/10 from me. Reviewed on: 20th March 2024

"Amazing" !

5
The team are amazing to speak to and will offer genuine help and advice so that you feel secure and know that you have their full support. Reviewed on: 20th March 2024

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