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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

Excellent customer service and great value for money.

5
Excellent customer service and great value for money. Reviewed on: 6th March 2025
Savy User's avatar
Savy User

Great company provided everything they offered.

5
Great company provided everything they offered.the loan process was very smooth and went into my account very quick and excellent rates. Reviewed on: 6th March 2025
Kevin finch's avatar
Kevin finch

Very straightforward and easy to apply.

5
Very straightforward and easy to apply. Instant decision and money in your account Reviewed on: 6th March 2025
Dariusz W's avatar
Dariusz W

Quick decision Ian’s quick to receive the money in t...

5
Quick decision Ian’s quick to receive the money in the account Reviewed on: 6th March 2025
Liz c's avatar
Liz c

They do the basic correct, and the process of gettin...

5
They do the basic correct, and the process of getting a loan is simple and they make it so easy and convenient. Reviewed on: 6th March 2025
Anthony D's avatar
Anthony D

Optional way to pay apart from direct debit.

5
Optional way to pay apart from direct debit. Reviewed on: 6th March 2025
Abdulrasaq A's avatar
Abdulrasaq A

Amazing service GREST SERVICE

5
Amazing service with rapid response Reviewed on: 6th March 2025
ABU B's avatar
ABU B

I feel Plata has given me a chance at being able to...

5
I feel Plata has given me a chance at being able to stabilise my finances, easy use of the online platform and regular updates about updates to your account. I do think that the interest is quite high especially, and a way to possibly reduce this in future - say X amount of time into the loan. This may help relieve the pressure of higher interest rates and lower payments. Overall I believe the company do care for quality of its service and care for consumers like myself. Reviewed on: 6th March 2025
Jade L's avatar
Jade L

Highly recommend Very good rates quick and easy to c...

5
Highly recommend Very good rates quick and easy to complete Reviewed on: 5th March 2025
Dean H's avatar
Dean H

Would use again

5
Easy process with clear repayment plan Reviewed on: 5th March 2025
Elizabeth N's avatar
Elizabeth N

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