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Plata: Personal loans reviews

4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13650)

Super easy to apply and decision in seconds.

5
Super easy to apply and decision in seconds. Money was in the account as and when promised Reviewed on: 5th March 2025

My loanQuick, easy.

5
Quick, easy. No hidden information Reviewed on: 5th March 2025

Simple and efficient

5
Very straightforward and simple service Reviewed on: 5th March 2025

Great service and good communication.

5
Great service and good communication. Reviewed on: 5th March 2025

They accept and transfer the money straight away

5
They accept and transfer the money straight away Reviewed on: 5th March 2025

Quick and easy application

5
Took out a loan with Plata, the process was simple, easy to understand and quick. I did need to contact customer services with a query and they were extremely helpful. I found the whole process very easy, no messing around and nothing complicated. I have aldready recommended to family and friends Reviewed on: 5th March 2025

Excellent service

5
Everything was quick and easy to apply. Quick clear response provided. Reviewed on: 5th March 2025

I was in need of a loan to help out out with things...

5
I was in need of a loan to help out out with things around the house .It was so simple and fuss free, with great fast and friendly help .5 Stars Reviewed on: 5th March 2025

Applying was easy and stress free and money was in m...

5
Applying was easy and stress free and money was in my account the next day!!! Reviewed on: 5th March 2025

Excellent

5
Quick and easy application- rapid response and a good rate for poor credit Reviewed on: 5th March 2025

Review Plata: Personal loans now

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