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Plata: Personal loans reviews

4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13650)

Very quick and helpful.

5
Very quick and helpful.my application was rejected every where about my poor credit score. Reviewed on: 5th March 2025

easy to apply for loan and really quick turnaround

5
easy to apply for loan and really quick turnaround Reviewed on: 5th March 2025

Super easy and friendly!

5
The application process was very easy and quick, the underwriters called me and went through all the details. They were very polite and friendly and always willing to go above and beyond to help Reviewed on: 5th March 2025

It’s never been so easy!

5
Easy application, great staff and so efficient. Reviewed on: 5th March 2025

Seamless process

5
The loan process was seamless, straightforward and transparent. Once I provided my info, the Plata team made their decision without delay and I received the funds promptly. Reviewed on: 5th March 2025

Quality service

5
Straightforward easy covenient application, quality customer service Reviewed on: 5th March 2025

I applied for a loan and a few hours later it was ap...

5
I applied for a loan and a few hours later it was approved. I felt so trusted and secure with the Plata. The process was a few minutes work, just filling in some personal details. I was surprised to see how easy Plata makes everything in difficult times for everyone. Reviewed on: 4th March 2025

Smooth, fast and professional I would recommend this...

5
Smooth, fast and professional I would recommend this to family and friends Reviewed on: 4th March 2025

Very easy process, easy to access, very handy even f...

4
Very easy process, easy to access, very handy even for low credit score Reviewed on: 4th March 2025

Seemless loan process

5
The seemless process I understood when I applied for a loan. The customer service and follow up call was brilliant and the part I liked most about the service is knowing that you are being listened to. Reviewed on: 4th March 2025

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review